Total Loss
1. This is used as a promise to the insurance company by the bank or credit union to exchange the vehicle’s title for the settlement payment.
-Letter of Guarantee
The insured vehicle illegally passed claimant vehicle and collided
05 out of lane collision
The operator of a motor vehicle may not follow another vehicle more closely than is reasonable and prudent, having due regard for the speed of the vehicle and traffic conditions.
What is mass vtl for following too closely.
APWORKUP dollar amount for policy increase for material misrepresentation in Ma
$100
This popular sport was first played in Springfield, MA in 1891.
Basketball - The game of basketball was invented in Springfield, MA by Dr. James Naismith.
2. IAA and Copart are examples of this
-Salvage vendors
The insured vehicle ran stop sign and collided with claimant vehicle
08 Failure to Proceed with Due Caution from a Traffic Control Signal or Sign
See Power Point
CV at fault
CV backed into IV was established in row
This is the Current MA state minimum PD limit?
$30,000
In this NE state is it illegal to put tomatoes in clam chowder
Maine - If you put tomatoes in your clam chowder, you are not from New England. According to New Englanders, people who put tomatoes in clam chowder deserve legal repercussions.
3. This series of questions helps determine if a vehicle is probable repairable or a probable total loss
-DTE (Damage Triage Evaluation)
The insured vehicle made a left turn at a t-intersection and collided with claimant vehicle
31 Collision at a “T” Intersection
IV rear ended CV Ford, CV Ford is pushed off road. Then CV Mazda rear ends IV. Who is liable?
IV 100% liable for striking CV Ford
CV Mazda 100% rear ending IV
In MA ULD misrepresentation could apply during these policy terms?
-0 or -1
Dunkin Donuts originated in this state
Massachusetts - This fine establishment opened in 1950 and has been fueling all of New England ever since.
4. An optional insurance policy that helps cover the difference between the actual cash value of a vehicle and the amount the owner owes on a loan.
Loan NPO
The insured vehicle backed from driveway and collided with claimant vehicle
17 Leaving or Exiting from a Parked Position, Parking Lot, Alley or Driveway
In order for a liability to be properly supported an f/o must complete all steps that can be completed in an investigation. What are the steps ensure best handling practices for claim accuracy.
This coverage has Two separate parts of coverage
Part 3: BI Caused by an Uninsured Auto and Part 12: BI caused by an Underinsured Auto
UM/UIM coverage
In this state the first person went to jail for speeding
Rhode Island - In August 1904, Judge Darius Baker gave the first ever jail sentence for speeding. The criminal was going a dangerous speed of 15 miles per hour.
5. When a customer chooses to keep the totaled vehicle, they must register the vehicle as this
-Salvage Title
The insured vehicle rolled and struck object
21 unattended vehicle collision
See Power Point
Insured at fault
Claimant has ROW
This document would be required when a policy cancelled on 1/10/2026 and payment made 1/20/2026 to reinstate without a lapse in coverage.
SONL
This NE state has a longer coastline than California by approximately 3,478 miles of coastline.
Maine -