Issue Age
What issue ages apply to the Concierge Planning Rider compared to the base policy?
What are the same issue ages as the base policy?
What is the premium cost charged for the Concierge Planning / Additional Services Rider?
What is $0 (No additional cost)?
Which of the two FE Express plans provides immediate first-day full coverage for non-accidental death?
What is the Transamerica FE Express Solution?
True or False: Premiums on FE Express products increase as the insured gets older.
What is False (Premiums are guaranteed level).
What age marks the official maturity date for both FE Express policies?
What is Age 121?
Applicants in this age bracket (76–85) are capped at a maximum standard face amount of this dollar value.
What is $25,000?
In the rate calculation formula, the rate per $1,000 is multiplied by the face amount divided by this number.
What is 1,000?
After the first two policy years on a Graded policy, how is the death benefit calculated?
What is the full Face Amount regardless of cause of death?
How is the monthly premium modal calculation adjusted compared to the base annual premium?
What is multiplied by the 0.0860 modal factor?
Do nonparticipating whole life policies pay annual policy dividends to policyholders?
What is No?
Non-U.S. citizens of eligible issue ages must possess a valid green card that does not expire within this timeframe.
What is 90 days?
What additional fixed annual amount is added to the total rate calculation formula regardless of mode?
What is the $42 Policy Fee?
What percentage of the face amount can be accelerated under the Terminal Illness Accelerated Death Benefit Rider in California?
What is Up to 100%?
What happens to the policy and riders if required premium payments are missed and the policy lapses?
What is the policy lapses and riders terminate?
What feature allows policyholders to borrow against the accumulated cash value of their paid-up or active policy?
What are Policy Loans?
Up to what age does a policyholder pay level premiums on the standard FE Express Solution?
What is Age 100?
What is the additional premium cost to the applicant for adding the Accelerated Death Benefit Rider?
What is $0 / No additional premium cost? (Administrative fees apply only at claim).
If a policyholder takes a loan against the policy, how does it affect the final death benefit payout?
What is it reduces the death benefit payout by the loan balance?
When executing an Accelerated Death Benefit payment, premiums due through what future timeframe are deducted?
What is the next 12 months (1 year)?
Can the Concierge Planning / Additional Services Rider be added post-issue to a paid/active policy?
What is No (It cannot be added post-issue)?
Up to what age does a policyholder pay level premiums on the Graded FE Express Solution?
What is Age 121?
True or False: Transamerica FE Express rates guaranteed level premiums over the life of the policy.
What is True?
What is the maximum face amount for an 80-year-old applicant purchasing a standard FE Express policy?
What is $25,000?
Which rider requires the owner to sign a "Consent to Share Information Form" to activate service without added premium?
What is the Concierge Planning Rider / Additional Services Rider?
Which four U.S. territories/jurisdictions are excluded from state availability for both FE Express products?
What are Guam (GU), New York (NY), Puerto Rico (PR), and Virgin Islands (VI)?