Contract
What is the overall issue age range for Eagle Select 1 & 2 Non-nicotine policies?
What is 40 to 85?
What credential details are required to log in to Agent Tools at Tools.Americoagent.com?
What are the same login credentials used for the Agent Portal?
At what age does coverage under the Child and Grandchild Term Rider expire for an insured child?
What is on the child's 25th birthday?
How long must an applicant be free of all nicotine products to qualify for standard Non-Nicotine rates at application?
What is at least 24 months?
When quoting a client who intends to use the Quit Smoking Advantage, should product quotes be run for Smoker or Non-Smoker rates?
What are Smoker rates?
What is the maximum issue age for Eagle Select 2 Nicotine policies?
What is 75?
Name 3 specific third-party reports or data sources Americo reviews automatically during point-of-sale underwriting?
What are MIB, prescription history, medical information, or third-party databases?
What is the minimum age required for an eligible child or grandchild to be added to the Child and Grandchild Term Rider at application?
What is at least 15 days old (and under age 17)?
What tier product will the instant decision eApplication always start with during the underwriting process?
What is the top tier product (Eagle Select 1)?
What is the earliest policy year an insured can submit proof to verify they have quit smoking under the Quit Smoking Advantage?
What is after the first policy year?
Fixed policy loan interest is charged in advance at 7.4% per year; what is the equivalent effective annual rate when paid in arrears?
What is 8.0%?
What information must an agent enter alongside their Americo ID to begin registering for Agent Tools?
What is the last four digits of their Social Security Number?
Up to what maximum age can a child convert their Child and Grandchild Term Rider coverage into a new individual policy?
What is age 22 (earliest after 18th birthday or base insured's death)?
What is the maximum death benefit cap per child under the Child and Grandchild Term Rider?
What is the lesser of $5,000 or the base policy face amount?
Under Benefit Option C of the Quit Smoking Advantage, what two requirements must the insured fulfill to maintain Non-Nicotine rates and level coverage?
What is attest to no nicotine use for at least 12 months AND prove they are not a nicotine user?
What happens to an Eagle Select policy if outstanding policy loans plus interest exceed the policy's cash value?
What is the policy will terminate?
What type of device interface is the Americo eApplication specifically designed for at the point of sale?
What is a touch screen device (with a stylus recommended)?
What maximum number of children can be covered under a single Child and Grandchild Term Rider?
What is 10 children?
If an applicant with Diabetes also has a single medical complication associated with it, what is their best available tier rating?
What is Eagle Select 2 Nicotine?
What happens to the coverage tier if an applicant has a diagnosis of Respiratory Disease, Heart Disease, or Diabetes and admits to using nicotine?
What is they are limited to Eagle Select 2 Nicotine?
Besides Reduced Paid-Up Insurance and Cash Surrender, what is the third non-forfeiture option available after cash value builds?
What is Extended Term Insurance (ETI)?
In the "Check All That Apply" medical section of the eApp, what should an agent do if none of the options apply to the applicant?
What is leave those sections blank?
What extra benefit does the Accidental Death Benefit Rider pay if accidental death occurs while riding as a fare-paying passenger on a common carrier?
What is an additional payment amount?
If a non-smoker has any 2 of the following 3 conditions—Heart Disease, Diabetes, or Stroke/TIA—what is their best available product offer?
What is Eagle Select 2 Non-nicotine?
Name 3 medical conditions from the Agent Guide that result in an immediate knock-out (decline) for Eagle Select?
What are ALS, Alzheimer's/Dementia, Parkinson's Disease, Huntington's Disease, Brain Tumor, Organ/Tissue Transplant, Multiple Sclerosis, Systemic Lupus, Amputation due to Disease, Liver Disease, or Leukemia (any 3)?