Stock Market
Retirement
Investing
Starting a Company
Blast from the Past
100
What is a stock?
A Stock represents shares of ownership in a company
100
Which of the below is an employer based retirement plan that only employers contribute to?
Pension
100
A diversified portfolio is desirable because
decreases risk
100
Equity Financing
One common method of financing a start-up business is to sell shares of ownership in the business
100
Daily Double: What is a 529 plan?
A 529 plan is an investment account that offers tax benefits when used to pay for qualified education expenses for a designated beneficiary.
200
When a company earns a profit, sometimes those profits are distributed to the company’s shareholders. This means those shareholders are paid a __
Dividend
200
Roth vs Traditional IRA
With a Roth IRA, you contribute after-tax dollars, your money grows tax-free, and you can generally make tax- and penalty-free withdrawals after age 59½. With a Traditional IRA, you contribute pre- or after-tax dollars, your money grows tax-deferred, and withdrawals are taxed as current income after age 59½.
200
What is DCAing?
Dollar Cost Averaging
200
What 3 things are true when a company IPOs?
IPOs occur when a private company becomes publicly traded
The value of an IPO can be difficult to measure
When an IPO occurs, a company raises money to grow the business
200
What are the four types of schools available after HS?
-Trade School
-Community College
-State University/ College
-Private University/ College
300
a group of companies on the stock market such as NASDAQ, DOW Jones, and S&P 500
Index
300
Daily Double: Which type of account will your employer often "match" your contributions?
401k
300
Which best describes a bond?
A loan given to a company or government by an investor.
300
Daily Double: Bootstrapping vs Debt Financing
Use your own money vs someone else's money
300
How do you determine your net worth?
Net worth is the value of all assets, minus the total of all liabilities
400
Daily Double: What are capital gains taxes and how do they relate to the stock market?
Capital gains taxes are owed on the profits from the sale of most investments if they are held for at least one year.
400
When planning for retirement, you need to determine what 2 things?
how much money you will need and how many years you will need it.
400
Daily Double: As you get closer to retirement, what type of assets should you invest in and why?
low risk assets; less chance you lose it all
400
Who in an Angel Investor?
Angel investors are wealthy private investors focused on financing small business ventures in exchange for equity.
400
What happens if you only pay your minimum on your monthly credit card bill?
You will avoid a late fee but will be charged interest on the remaining balance. This means you will owe more money over time.
500
Finance Investment Bank has 100,000 shares outstanding. If today's closing price was $20.50 per share, what is the company's market cap.?
$2,050,000
500
Charles earned $1500.00 on a $_____ investment. His current ROI (return on investment) is 300%. How much did he invest?
$500
500
What is Asset Allocation and what 3 categories must you consider?
Asset allocation involves dividing your investments among different assets, such as stocks, bonds, and cash. 
500
What is a Venture capital (or VC)?
Venture capital (or VC) comes from investors, investment banks and other financial institutions. They invest in companies they think will be successful in the long-term.
500
3 benefits of having a higher credit score?
-More lending options
-More affordable rates
-Easier renting