Domestic
What's the difference between detergent and fabric softener?
Answer: Detergent cleans clothing. It removes stains and odors from clothes. Fabric softener softens and protects the fibers in the clothes. Think of detergent as shampoo and fabric softener as conditioner.
What are some home remedies that you can use when you are not feeling well?
Warm teas with honey, more rest, lots of water, try to relax more if you are stressed like breathing exercises, watching a funny show, or talking with a friend.
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What are checks?
A check is a document that orders a bank to pay a specific amount of money from a person's checking account to the person whose name the check has been issued to.
Why is it important to know about household chores?
Because you learn important skills which can help you in your adult life and helps you to learn how to take care of yourself, your home, and your family.
What is dental insurance?
Dental insurance covers costs related to teeth and gums. It covers teeth cleanings and preventative care. There are different types: DMO vs. PPO, Denti-CAL (CAL-Optima).
What are taxes?
Taxes are money that you have to pay to the government based on your income so that it can pay for public services such as roads and schools.
Why are checks becoming obsolete/unpopular?
Because of the use of debit cards and mobile banking. For example, Google pay, Zelle, and Venomno, they are digital options which allow you to forward money to other people in real time instead of waiting for a check to clear.
How to budget your money for all household expenses?
Budgeting is difficult for everybody but making a list of essential items that you must pay for every month can be helpful, such as including rent and bills. Keeping in mind how much money you are making monthly.
What is health insurance?
Health insurance is an insurance policy that helps you pay unexpected high medical costs. There are different types: PPO, HMO, Medi-CAL/CAL-Optima, Tri-Care, and Medi-Care.
How do you register to vote?
When you turn 18 you can register to vote online, or when you go get your license you can register to vote in the DMV registering to vote is super easy and important.
Which is better: debit or credit? ex. Why?
Both have their benefits. Debit spends what money you have right now in your checking account. Credit: This option allows you to use borrowed money from the bank which you pay back in payments, this option helps to build your credit score.
What is a mortgage payment?
A mortgage payment is what you pay monthly for your home. This is different from rent because you give rent to a landlord and mortgage to a bank that helped you financially be able to afford your home.
What is prescription coverage?
Prescription coverage is the insurance plan that helps to pay for prescription drugs and medications. Some policies will be included in your health insurance.
What is the IRS?
IRS stands for Internal Revenue Service. Its job is to enforce tax laws and collect taxes.
What is a credit score?
It's a measurement of your credit reputation. It's calculated based on your borrowing history. The stronger your borrowing reputation the higher your credit score will be which is good for big purchases like a house or a car. The longer it takes to pay back the balance, the more interest will add up, So it's better to borrow money that you know you can pay back from your checking account.
How to rent an apartment?
When you rent an apartment you either do a monthly rental or you do a lease which is you committing to live at the apartment for a certain amount of time. Normally you get asked to provide deposit which depending on the condition when you leave the apartment is either returned to you or not. You will also have to get a credit score check you will need an ID, pay stubs, proof of residency, bank information, proof of insurance for your vehicle, references, rent history, job history and references.
How do you set up an appointment with a dentist/doctor?
All of this depends on your doctor whether if you even have one too.
First you call the doctor
You state your name the reason you calling ask to make an appointment then you share your birthday name other info etc. then you choose a day and time then you confirm that day and some days later :)
How do I stay politically engaged?
Stay engaged can be hard but being aware of issues taking place in your community and actively watching the news or listening to podcast can help you get an idea as to whats going on in the world. Forming your own opinion about an issue and doing your own research can be helpful too.
Which is better: credit unions or banks?
Credit unions are typically better than banks because they offer lower fees to their members, it's easier to get approved for loans, typically more personalized customer service, and lower interest rates. An example would be Schools First Federal Credit Union which is for school employees.