Before & After School
The number of credits and GPA you need to graduate with an Option 1 Diploma.
What is 44 and 2.0?
Pablo is a recent high school graduate and applying for his first job. He realizes he has these types of skills such as communication, leadership, adaptability, problem-solving, and more. This shows his employer he can do his job well.
What are transferable skills?
Dylan decides to take care of his finances. He saves 50% of his paycheck for Needs, 30% for Wants, and 20% for Savings/Debt Repayments. He is using this budgeting rule.
What is the 50 / 30/ 20 Rule?
Anaya is researching available rental properties in a different state. Name 3 types of housing options she can pick.
What is a house, apartment, condo, multi-family home, lot of land, etc.?
Ethan is a financially independent 20 year old. Name 3 monthly bills he pays.
What is rent, water, gas, electricity, phone, internet, garbage, etc.?
The hourly minimum wage in California in 2024.
What is $16.85 / hour?
In freshman year, Drake earned 4 As, 1 B, 4 Cs, and 1 D. This is his GPA.
What is 2.8 GPA?
Andrie talks with this person who is responsible for finding, screening, and attracting job applicants for open positions. They help with reviewing resumes, interviewing, and working with hiring managers.
What is a job recruiter?
Oscar has a three-digit number that looks at his credit history, level of debt, repayment history and more. When he checks it, he has 650.
What is a credit score?
Alexis wants to move into their own place. He saves money for first month’s rent and this, used to pay for potential damages to the property.
What is a security deposit?
Diego wants to buy a Hellcat. At the dealership, they offer him this with a 12% interest rate. He pays fixed-payments on it each month until he owns the car.
What is a loan?
This is the amount of money you are expected to earn in a year. Employers ask you about this type of expectation in a job interview to make sure the position fits in the budget and what you want to be paid.
What are salary expectations?
This is a form completed by current and prospective post-secondary students in the US to determine eligibility for student financial aid. It consists of grants, work-study, and loans.
What is FASFA?
Jacob is in the next step of the job application process where he meets with a hiring manager. This can happen in-person or virtually.
What is a job interview?
Perla opens a new type of bank account to put her savings in. This account has an interest rate of 4.6%, which is up to 10x higher than an average account.
What is a high-yield savings account?
This is the name of the amount you need to cover basic expenses, such as housing, food, taxes, healthcare, and more in a certain time place and time period.
What is cost of living?
This is the process of getting your oil changed, rotating and inflating your tires, receiving annual service checks, and more each year.
What is car maintenance?
This is a set of rules and data that controls how content is filtered, ranked, and recommended to users on different platforms (e.g. social media, job applications, etc.).
What is an algorithm?
Name the two types of degrees most people try to get after high school. One is earned after a two-year course of study. The other occurs after four years.
What is an Associates and Bachelors?
This is the amount on your paycheck that reflects the number that hits your bank account. It is a dollar amount after taxes are removed from your gross pay.
What is Net Pay?
DOUBLE JEOPARDY: This is the maximum amount of money a lender will allow you to spend on a credit card or revolving line of credit. This is NOT available credit.
What is credit limit?
Name 3 benefits of living with roomates.
What is entertaining, safety, affordability (splitting rent), shared responsibilities, friendship, shared furnishing costs, etc.?
This provides protection against loss/damage for things such as cars, homes, rental properties, disability, and health.
What is insurance?
This is a number on an income range to be considered “middle class” in San Diego, CA.
What is $61,000 to $182,000?
Taylor is trying to develop technical skills for UX or cybersecurity by completing courses online or in-person. They learn that places like Google or colleges offer this.
What is a certificate?
Eli is looking for their first job on the internet. They use Google to find these different web pages that identify job listings.
What is a job search engine?
Danica opens a retirement account at the age of 18. She contributes $333 a month. When she retires, she won’t have to pay taxes on it and will have made a balance of $1.3 million.
What is a Roth IRA?
This is a real estate contract for a specific place and amount of time.
What is a lease?
This is when you go to your doctor or healthcare provider every year.
What is an annual check-up?
These are 2 in-demand jobs for 2024.
What is cybersecurity, financial manager, healthcare, machine learning, digital designers, data analysts, product managers, software developers, etc?
This event occurs at the end of the course of study to celebrate students earning a diploma or degree.
What is graduation?
This document includes your name, contact information, objective statement, education, experience, and skills & interests.
What is a resume?
Grandma passes down her financial assets to her kids and grandkids. This includes cash, stocks, real estate, businesses and more. Grandma is building this.
What is intergenerational wealth?
What is living at home?
This healthy habit promotes growth, heart health, weight management, strong immune system, boosts your memory and learning, and increases your attention span.
What is sleep?
This is a tax document you receive from an employer so you can file your taxes. Independent contractors or entrepreneurs may receive an 1099 instead.
What is a W2?