The Acronym 'PHI' stands for this
What is 'Protected Health Information'
A source of payment designated ONLY for medical and funeral expenses for the driver and occupants of vehicle.
What is medpay?
Health insurance companies like Aetna, Kaiser, Coventry, Centene, Health Net, Blue Cross Blue Shield North Carolina, Oxford, and others.
Who are clients of The Rawlings Company?
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UConn
The process of advising third parties of a subrogation or reimbursement claim is done via a formal, written correspondence.
What is a Notice (Notifying)?
This is the legal name for the liable party.
What is the tortfeasor?
Injuries such as concussion, whiplash, fracture, and lacerations are these types of claims.
What are trauma related claims?
Faxing PHI to the wrong number or leaving PHI on a copy machine are examples of this
What are possible HIPAA violations?
This is a state mandated program to pay for medical expenses, lost wages, out of pocket expenses & funeral expenses.
What is no-fault/PIP?
This is 1st party coverage that may be available when the tortfeasor does not have any liability coverage.
What is uninsured coverage?
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The rights that arise upon payment by the health plan for accident-related claims.
What is subrogation rights or subrogation claim?
This is a legal doctrine which calls for a reduction for attorney fees.
What is common fund doctrine?
Monies available from Medpay, no-fault, PIP, liability coverage, uninsured/underinsured motorist coverage.
What are sources of recovery?
Signed document from the patient allowing us to send PHI to a non-authorized party is called this.
What is a medical authorization (HIPPA Release)?
Medical Coverage available to the at fault driver.
What is medpay, PIP or No-fault?
If a member receives funds from a liability carrier, the health plan may pursue this from the member to recover benefits paid related to the accident.
What is reimbursement?
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This is pursuing subrogation based upon a legal right as set forth in the plan language of the health plan.
What is Contractual Subrogation?
This is a legal doctrine asserted when there are insufficient funds to satisfy all claims.
What is the Made Whole Doctrine?
DAILY DOUBLE:
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What are the 4 stages of The Rawlings Way?
This is the person you notify if you suspect you have accidentally committed a HIPAA violation.
Who is the Privacy Officer? (Currently Pat Tobin)
These are the two types of coverage that can be pursued when a patient slips and falls at a store.
What are premises medpay and liability coverage?
This is the total amount of financial responsibility or amount of available coverage of the third-party insurer.
What are Policy Limits?
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This is another name for subrogation based on fairness.
What is equitable subrogation?
To stand in the shoes of the member to pursue a legal claim against the tortfeasor is called this.
What is subrogation?
Coverages like Med-pay, PIP, No fault, Uninsured/ Underinsured coverages.
What is the injured party’s own auto insurance carrier (1st Party Coverage)?
Identify all possible sources of recovery for the driver of vehicle b.
PiP, MP, UM/UIM
BI, Dram Shop