Subsequent Accounts
Joint owners can remove themselves from an account that is overdrawn.
What is no
The fee of a stop payment
What is $28
This is the process to change a checking account to an "executive" checking account. Keeping the same numbers.
What is Minor Change
If a member has a low credit score, but wants to start rebuilding their credit which is the safest credit card to offer?
The name for an account that earns more interest with each qualifying loan.
(Bonus: what qualifies the loan?)
What is Level-Up.
Bonus answer: A balance of $10,000 or more.
The time frame a check is stopped for when you place a stop in CORE
What is 180 days, or 6 months
To find out information about a members death claim and where that is process is at; you would go to...
What is C-views
The minimum credit score needed to have a free NW checking account...
What is 600
The signature card to be signed if ownership on a sub account is different than the regular share
What is Subsequent Account Card
The form used if a member has a car loan and wants to skip a payment, change due date, add or remove GAP, or any modification to the original loan.
Bonus: T or F? Both owners of collateral need to sign
What is Subsequent Action Form (SAF)
Bonus: False, we will accept one signature. (1 exception, when credit union adds finance charges incorrectly.)
Bonus: Name 2 types of loans that do not qualify for autopay discount
What is .05%
Bonus: Credit cards, LOC, HELOC,
This subsequent account has a penalty if withdrawn before maturity.
Bonus: The penalty is a portion of what?
What is "time deposit" or "cd"
Bonus: A portion of the interest the member would have earned.
You can tell an ACH Stop payment form is needed if the transaction in question is labeled as...
What is "external withdraw"
The amount of skip pays a loan can have
Bonus: List 1 other qualification for a Skip Payment
What is 6
Bonus: 12mos. of payments, no modification in first 12 months, skip fee amount in account, 1/year, no CPI.
A loan may change its due date a max of __ times, and a max of __ days from original due date
What is 2, 15
This is a type of account that cannot have a POA
Trust Account
Final Step of Declaration of Loss form
This age or older gets you free boxes of checks.
What is 62
External Autopay require ___ full business days prior to current due date to be cancelled
What is 4