Communication
Money
Communication
Money
Communication
100
An effective way to improve your ability to communicate is to a) realize that most communication is verbal. b) talk when you are decoding a message. c) be aware of when you are the receiver and when you are the sender. d) try to send and receive at the same time.
What is C: Be aware of when you are the receiver and when you are the sender.
100
According to the text, the three paths to financial freedom include all of the following except a) taking action, and using the strategies for earning more money or spending less money, or both. b) taking advantage of credit card offers that you receive in the mail. c) committing to spending no more money than you have. d) telling the truth about how much money you have and how much you spend.
What is B: taking advantage of credit card offers that you receive in the mail.
100
Techniques for avoiding plagiarism include all of the following except a) identifying direct quotes with quotation marks. b) avoiding identifying details if your source is a Web page. c) submitting only your work. d) citing sources for content created by someone other than you.
What is B: avoinding identifying details if your source is a web page
100
Phishing is a) a sport played in the summer. b) an online scam to get your personal information. c) filling out financial aid forms. d) a personal finance software program.
What is B: an online scam to get you personal information
100
Mediators can help when a) you need someone to recap your message. b) a conflict is difficult to resolve. c) you want to apologize and don’t know how. d) you want someone to resolve the problem for you.
What is B: a conflict is difficult to resolve
200
Improvement of nonverbal listening skills occurs when you a) ask the sender to repeat the message. b) allow several seconds to pass before responding to someone. c) frequently look around the room to avoid staring. d) are thinking about your response while the speaker is talking.
What is B: allow several seconds to pass before you respond to someone.
200
In addition to earning money, the benefits to working while in school include a) gaining experience. b) establishing references. c) expanding your contacts in the community. d) All of these
What is D: all of these
200
Writing a first draft is helpful because it allows you to a) limit the amount of research information you will use. b) stop changing the precise order of your presentation. c) start writing from the end of your outline if you need to do so. d) use scholarly language to impress your teacher.
What is C: start writing from the end of your outline if you need to do so.
200
A record of your payment history and other credit-related items.
What is a credit report
200
Restating an author’s words in your own words, usually making the passage shorter and simpler, is called
What is paraphrasing
300
If you choose to transform a person’s complaints into requests, you can a) have a more logical reason to be defensive. b) deny responsibility if you are indifferent to the issue at hand. c) show the person how things have always been done. d) help the person translate his own complaint into an action plan.
What is D: help the person translate his own complaint into an action plan.
300
According to the textbook, a strategy for spending less money is a) observing your purchases of small-ticket items. b) paying for your purchases using credit cards. c) never comparison shopping or using coupons. d) going out to dinner every night.
What is A: observing your purchases of small ticket items
300
In a research paper, you do not need to use quotation marks around a) a paraphrase of a science article as long as you cite the source. b) a cut-and-paste article from an entertainment Website. c) an entire e-mail message from an instructor at your school. d) the opening lines of a speech by a visiting lecturer.
What is A: a paraphrase of a science article as long as you cite the source.
300
These types of investments allow you to withdraw the money immediately
What is liquid
300
Using another person’s words without giving proper credit is called
What is plagiarism
400
An example of turning the statement “You were late to the meeting” into an “I” message is a) “I don’t like to waste our manager’s time by being late.” b) “I would never be late to a meeting if I were you.” c) “I hate it when you show up late.” d) “I suppose I should schedule the meeting later so you can make it on time.”
What is A: "I dont like to waste our manager's time by being late."
400
“Aligning purchases with values” means a) comparing the item’s price to its value. b) purchasing larger-size packages of items for a lower per-serving price. c) shopping at discount stores as opposed to specialty retail stores. d) examining your personal values before making purchases.
What is D: examining your personal values before making purchases
400
Which of the following is a suggestion to use when revising your draft? a) Reading it out loud. b) Having someone else look over it. c) Taking your time and proofing your work thoroughly. d) All of these
What is D: All of these
400
Most money problems result from spending more than is available
What is true
400
The lowest rung on the ladder of powerful speaking is
What is obligation
500
A barrier can occur while you are sending a message to someone when you a) become more aware of your nonverbal behavior. b) avoid making assumptions about people’s reactions. c) use an “I” message. d) use questions that aren’t really questions but are actually requests.
What is D: Use questions that arent really questions but are really requests.
500
One of the downsides of credit cards is that a) they are small and easily lost. b) they can help you establish credit. c) their interest rates are always 20 percent per year or higher. d) they can leave you with a debt load that takes decades to pay off.
What is D: They can leave you with a debt load that takes decades to pay off.
500
A strategy for saying no in a respectful way is to a) use apologies or qualifiers. b) give in to the request before it has actually been made. c) remember that one no leads to another yes. d) say no when you have to grasp for words.
What is C: remember that one no leads to another yes.
500
Strategies for taking control of your credit cards include all of the following except a) taking advantage of cash advance offers. b) checking statements against your records. c) using just one credit card. d) scrutinizing credit card offers.
What is A: taking advantage of cash advance offers.
500
An “I” message should never include feelings
What is False!
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