Accounts
What checking accounts does CCCU offer?
Essential Checking, Check Again Checking, Bonus Checking and Bonus Plus Checking
What loan offers members to place a line of credit on the equity of their home?
HELOC
What is the current APY for a 12 month CD?
3.92%
What cards does CCCU offer?
Infinity, Platinum and Debit
What document needs to be signed after opening/editing an account?
Signature Card
What Savings accounts does CCCU offer(not including CD's)?
Membership Savings, Club Savings, Secondary Savings, IRA Savings and Money Market
What is the lowest APR that CCCU offers on an Auto Loan for members?
4.49% APR*
What is the current APR and APY for a consumer Money Market account with at most, $24,999.99 in the account?
APR:2.25%
APY: 2.27%
How many points do members get for a debit card per $4 spent?
1
What form needs to be printed and handed to the member after opening or renewing a CD?
Term CD Receipt
Which Checking account costs $12 per month?
Check Again Checking
Does CCCU offer Fixed-Rate Home Equity Loans?
Yes
What is the APY for a Bonus Checking/Bonus Checking Plus with 25,000.00 in the account?
4.07%
What benefits are not included with the Debit Card rewards?
Auto Rental Collision Damage Waiver Dispatch, Travel and Emergency Assistance Services and Introductory Bonus Points
DOUBLE QUESTION FOR 600 PTS
What system needs to be ran to verify that someone is not on a watch list when printing out Cashiers Checks? If someone pops up on the list, what is the next step?
Verafin. Verify with your manager before proceeding.
What is the longest term CD that CCCU offers it's members?
60 Months
What Line Of Credit do we offer that isn't exactly a loan but is listed under loans?
Credit Cards
What is the difference between an APY and APR?
APY: Percentage rate reflecting the total amount of interest paid
APR: Interest you will pay annually
What designs do we offer for our Debit Cards outside of our regular design?
Vegas Strong, Nursing, Police, Firefighter, Vegas Thrills and Desert Dogs
What methods are used to verify a member?
Drivers License, MFA, Verbal Password and Docu-Sign.
What is the minimum deposit required for an IRA account and what is the interest rate on the APY for an IRA?
$100.00 deposit and 0.15% APY
DOUBLE QUESTION FOR 1000 PTS
Does CCCU offer FHA and VA Loans? If so, which loan category does these loans fall under?
Yes. Mortgage loans.
What accounts fall under a fixed rate?
CD's and IRA's.
What third party company monitors members card transactions for fraud and is in charge of reaching out to members to verify those charges?
Falcon
What are the morning procedures when opening branch?
PopIO Office, Tv's/Computers On, Load Checks, Cards and mail logged (if needed)