Where to Refer your Member
Member has 350K that they are looking to Invest
What is a WA
I have investments elsewhere.
When was the last time you had your portfolio reviewed?
HISA Promo Ending
What are your plans for the funds?
Member has never invested before and wants some information
What is a WRM
Term Rates are great right now.
Deposit rates are dropping and inflation remains high. You may be losing out by only investing in Term Deposits.
RRSPs in Terms
When was the last time you discussed your retirement plan with an advisor?
Member has over 150K in terms and is looking for retirement planning support
What is a WP
Mutal Funds are risky and terms are safer
Term deposits provide a guaranteed return. However, term rates currently pay less than inflation. Investing in solely terms exposes our members to inflation risk which decreases the purchasing power of your funds
Large Term Balances
Why have you only invested in terms?
Member sold their business for $1M and would like to discuss investment options.
What is VCIM?
I am buying another property
When are you planning to buy? How much will you be putting down?
Large demand balances
Why have you kept your fund in your chequing instead of an investment product?
What is your WP
Bad experience in the past
It would be good to discuss your experiences with other advisors to revisit your goals.
Member has no savings
When was the last time you met someone to discuss a savings plan?