AUTO
GENERAL
LIABILITY
PUBLIC OFFICIALS
LIABILITY
LAW ENFORCEMENT
LIABILITY
PROPERTY
100
A COUNTY EMPLOYEE NEEDS TO RENT AN AUTO FOR OFFICIAL COUNTY USE. IT IS APPROVED, AUTHORIZED AND PAID FOR BY THE COUNTY. SHOULD THE EMPLOYEE OPT FOR THE RENTAL INSURANCE?
AUTO RENTAL
100
ADDITIONAL INSURED
WHO CAN BE AN ADDITIONAL INSURED ON A TAC RMP COVERAGE DOCUMENT?
100
District Judge and District Attorney
Is the district judge(s) and/or district attorney automatically covered under the TAC RMP Public Officials Liability, when serving on behalf of the County?
100
Medical Malpractice
The County jail nurse, who is a W-2 employee, is sued along with the County. The suit alleges medical malpractice. Is this a covered type of loss?
100
Property Appraisals
The values provided in a property appraisals are the same as the values obtained from the County Appraisal District?
200
COUNTY OWNED TRAILERS
A County owned trailer is automatically covered for physical damage under the Auto Physical Damage coverage?
200
MEDICAL PAYMENTS
Medical Payments is not included or part of the General Liability coverage?
200
CYBER LIABILITY
My County needs to buy a separate Cyber Liability policy, because we have no coverage through TAC RMP.
200
DEFENSE COSTS
Defense costs for LEL claims are always outside the stated policy limit, for TAC competitors?
200
CRIME
Does my County need to buy a separate (standalone) Crime policy?
300
OUT-OF-STATE
If I travel outside of Texas, in a County owned vehicle and for County authorized business, I will only have Texas Tort Limits available (if carried by the County), in the event of a covered auto loss?
300
CARE, CUSTODY AND CONTROL
During a routine traffic stop, a deputy has to tow and impound a citizens car. There are no immediate tow trucks available and a deputy decides to drive the car back to the Sheriff's department impound lot. While in transit, the deputy loses control of the car and wrecks it. Is there coverage?
300
WHO IS A COVERED PERSON
Public officials are the only ones covered under the Public Officials Liability coverage?
300
PUNITIVE DAMAGES
Punitive damages are excluded from coverage under the TAC RMP coverage document?
300
COINSURANCE
If the County does not insure their buildings to 90% coinsurance, then they will be subject to a coinsurance penalty in the event of a covered loss?
400
EMPLOYEE BENEFITS LIABILITY
Recently, an employee ended their employment with the County. The employee elected to continue their health insurance, filled out the COBRA paperwork and submitted it timely to the County. The paperwork was received by the County but it was not properly filed. 4 months have passed and the employee had their COBRA health insurance terminated. A suit is filed for damages as a result. Does the County have coverage?
400
DISTRICT ATTORNEY
A DA is automatically covered for malicious prosecution under the TAC RMP coverage document?
400
DEDUCTIBLE
For Wind and Hail losses, the TAC RMP Property coverage form has a separate percentage deductible, that is applicable?
500
HISTORICAL
TAC charges a higher rate for Historical Reproduction Costs, because the materials and labor costs are higher when rebuilding a historical building?
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