Home Sweet Home
This is the amount the insured is responsible for paying before applicable insurance coverage begins
What is the deductible?
These are the names of the states in our Great Lakes region
What is IL, MI, WI, IN, TN, KY, MO?
Complete the State Farm slogan "Like a good neighbor"
What is State Farm is theeeeerrreeeeee?
These three items are required before making a determination on moving forward or denying an appraisal demand (not including the state of Michigan)
What are...
Signed Appraisal Demand
Contractors Estimate
OA contact information
When a covered loss makes a home unhabitable, this coverage can assist in the necessary increase of living expenses
What are Additional living expenses (ALE)?
These states in the Great Lakes region are price only
What is MO, WI, KY?
This city in the "Prairie State" is where State Farm was officially founded
What is Bloomington, Illinois?
Name six documents that should be sent to the State Farm appointed appraiser for all assignments
What are...
State Farm Estimate (if available)
Contractors Estimate
DOA
SOU
Eagleview/ Hover Report
Inspection Photos
Denial Letters (if available)
Engineer Report (if available)
iTel Report (if available)
***DAILY DOUBLE*** This building code endorsement provides this percentage of this Coverage
What is 10% of Cov A?
This policy does not provide a deadline to recover depreciation
What is a commercial policy?
Unlike a publicly traded insurer, State Farm operates under this ownership structure, meaning it has policyholders rather than stockholders.
What is a Mutual Company?
In the Great Lakes states, we see a lot of public adjuster representation. This document from the PA can be reviewed to confirm payment direction
What is the Public Adjuster LOR?
This amount limit is provided for bed bug coverage under Amendatory Endorsement HO-2246.2
What is $1,000
This endorsement makes the depreciation for roof related items non recoverable
What is the Roof Surfaces Payment Schedule (RSPS)?
This former farmer founded State Farm in 1922 because he believed farmers shouldn't pay the same auto insurance rates as higher-risk city drivers
Who is G.J Mecherle?
Before releasing payment for this sun powered device, what document should be requested to determine if payment is owed to the insured
What is the Sales/Lease Agreement from the solar panel company?
The last two digits of the homeowners policy number (HW-21XX) are designed to match what?
What is the state code?
You have received an appraisal demand from this "Show Me" state, completed your initial review and the only dispute is price. However, the date of loss is January 1, 2021. Would we proceed with appraisal?
What is Yes?
In the state of Missouri, the policyholder has up to ten years from the date of loss to invoke appraisal.
***DAILY DOUBLE*** This is the amount of the first claim payment made in State Farm's history
What is $55.25?
Name five pieces of information that should be documented in the claim file prior to releasing the RCB's upfront on a loss under $50,000.
What are...
Insured confirming the information
Name of contractor completing repairs
Contractors phone number
Confirmation CTR scope/estimate is same as SF scope/estimate
Date repair contract was entered into by the insured
Amount of contract