Team Fun Facts
Auto
Prop
Life and Leisure
Miscellaneous
100

This person loves to cook!

Jalpa

100

This question must be asked about other drivers to decrease exposure.

what is "Is there anyone else inside or OUTSIDE the household with access to your vehicle"

100

This endorsement protects against:

The unusual and rapid accumulation or run off of surface waters from any source, including torrential rainfall.

The rising or, breaking out or the overflow of any body of fresh water.

Overland water.

100

These fishing Boats are simple, small boats which are
designed to navigate in shallower fish dwelling waters such as
coves and inlets, where many other boats cannot reach 

Aluminum Fishing Boats

100

This note must be standalone for other advisors to be able to read right away.

Authorization notes.

200

This person was a member of mountaineer club and has done hiking (trekking on mountains) trails and went through highest motorable pass of the world and organized and self organized camping on mountains.


Who is Indu
200

You will lose audit points if you read the Accident benefit scrips/discuss it but don't do this.

Check off the box on policy center.

200

A client can add this endorsement if they are: 

  • First Floor Addition or extension
  • Adding another floor
  • Adding a garage or replacing an existing garage (attached or detached)
  • Removal of load bearing walls
  • Opening an exterior wall
  • Kitchen, bathroom, basement renovations 

Major Renovation Endorsement 

200

These boats are designed or modified to be used primarily as a dwelling. 

Houseboats
200

Personal Consent statement must be read to and agreed by the ______.

Who is the named insured.

300

This person is a Welder by trade and has been a welder since they were 12 years old!

Who is Tayeb.

300

This must always be explained in the notes in regards to license.

Any discrepancy between MVR to license dates 

OR

License dates do not follow graduated licensing timelines.

300

As of June 15th in Ontario there is an increase of _______ for 

  • Homeowners: 
  • Condominiums: 
  • Tenants: 


  • Homeowners: +4%
  • Condominiums: +9%
  • Tenants: +9%


300

This category is intended to provide coverage to canoes, kayaks, non-motorized and small-motorized watercraft. 

Small Watercraft

300

Doing this will make you lose points in Authorization and Authentication.

Asking authentication questions when client has already been verified through IVR.

400

This person was the volleyball captain of there highschool team. 

Who is Jee jean.

400

This policy change form in Ontario is used where the Insured agrees to reimburse the Company the amount specified, with respect to loss or damage to property arising out of each and every incident where indemnity is provided under Section 3: Liability Coverage.

OPCF #8 – Property Damage Reimbursement

400

As of June 15th in Ontario minimum premium on property is being increased to:

  • Homeowners policies 
  • Condominium policies 
  • Tenants policies
  • Homeowners policies - $520 (current minimum premium $500)
  • Condominium policies - $400 (current minimum premium $365)
  • Tenants policies - $320 (current minimum premium $290)
400

The three types of Watercraft coverage forms.

  • Actual Cash Value: no age restriction
  • Replacement Cost: For watercraft 0-15 years of age; for PWC 0-2 years
  • Agreed Value: For watercraft 0-15 years of age; for PWC 0-2 years
400

As per the process update sent out April 25th, We must check for this when canceling a policy mid-term.

Any pending renewals. 

500

 This person worked as a broker in BC before starting with RBC Insurance.

Who is Kulwinder.

500

This endorsement offered for our AB clients amends the coverage under the policy while the named person is operating the insured vehicle.

  • Section A – Third Party Liability is reduced to $200,000
  • Section C – Loss or Damage to the Insured Automobile and all applicable optional endorsements do not apply

SEF28C - Named Person(s) Reduction of Coverage Endorsement

500

This endorsement is only offered for clients who are:

  • Barber
  • Hairdresser
  • Manicurist/Pedicurist

Professional Liability

500

This endorsement covers the following:

  • Trip Planning
  • Legal Assistance
  • Health Assistance
  • Boat Towing Claims Administration
  • Boat Value/Resale Assistance
  • Concierge Service
Marine Assistance Endorsement
500

This new APP goes into effect May 15th and helps our client save money.

Aviva Journey 

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