INCENTIVES
Tokyo & Nagano travel incentive is extended! Until when?
July 31, 2026
What is the maximum amount we can offer for Critical Illness without LCAP?
Php 11.25 Million
How much in % is the basic commission for PAA?
45%
What is the APE required to qualify for Premiere Level NMA?
Php 1,500,000 (page 89)
When is the next available schedule for IC Exam and deadline of registration?
Date of Exam: July 25
Deadline of Registration: July 9
How much is APE requirement for Nagano + Tokyo travel incentive for 1st and 2nd seat for Rookies?
1st Seat: 700k
2nd to 4th Seat: 840k
What is the meaning of DWATCH?
Waiver
Accident
Term
Critical Illness
Hospitalization
For PruSteady Income, death benefit is ___% of the sum assured.
__% is the net annual cash payout starting from end of policy year 11 to 20.
200%
10%
Death benefit is 200% of the sum assured.
10% is the net annual cash payout starting from end of policy year 11 to 20.
How much is the flat extra if the insured is a non-officer seafarer on a cargo ship?
Php 2.00/thousand (page 111)
If you want to be promoted as a Unit Manager, how many is the total needed minimum required number of manpower and team APE?
15 manpower
Php 7Million Team APE
For tenured agents, this July 2026. How much FYP bonus will you get if you have Php 250,000 issued APE?
Php 250,000 to 499,999 issued APE - 6% FYP Bonus
Name the 3 types of Waiver Riders
Waiver of Premium on Total and Permanent Disability Rider
Payor Rider
Life Care Waiver
PruMillionaire is issued GIO. What is the meaning if GIO?
Until what age is the issuance age of PruMillionaire?
GIO - Guaranteed Issue Offer
Issue age: until 70 years old
Give at least 3 allowable beneficiaries. (8 possible answers)
Spouse
Common Law Partner / Live in
Children
Siblings
Parents
Nephew / Niece
Business Partners
Banks
(page 70)
For BM BYB Incentives, for the Top 3 most number of showups, how much is the prize?
Top 1 - Php ?
Top 2 - Php ?
Top 3 - Php ?
Top 1 - Php 5,000
Top 2 - Php 3,000
Top 3 - Php 1,000
What is the meaning of the ff:
FYP
FYC
APE
NAP
FYP - First Year Premium
FYC - First Year Commission
APE - Annual Premium Equivalent
NAP - Net Annualized Premium
How much max Daily Hospital Income can you offer if the client is earning Php 50,000/month
Php 2,000 / day
Php 50,000 / 23 days = Php 2,173 (rounddown to nearest 500)
How much is the fund allocation for Year 1 and Year 2 of PruMillion Protect?
Is there a loyalty bonus? How much?
Year 1: 95%
Year 2: 98%
Loyalty Bonus:
1%, 2%, every 5 years starting end of Policy Year 10.
What is the validity period of Medical Report Form for standard cases?
1 year (page 94-95)
For 2026 recruitment summit, which runs from April to July 2026, how many is the required number direct recruits, an minimum aggregate APE?
Nagano + Tokyo: ?
Bohol: ?
Nagano + Tokyo: 5 direct recruits, 250k APE
Bohol: 3 direct recruits, 150k APE
How much is the 2026 FYP requirement for 2027 MDRT, COT, TOT?
2026 FYP REQUIREMENTS:
MDRT - 3,518,400
COT - 10,555,200 (x3 MDRT)
TOT - 21,110,400 (x6 MDRT)
Name all the 6 Activities of Daily Living
Transferring
Mobility
Feeding
Continence
Bathing
Dressing
For Traditional Products, there are 4 NFO (Non-Forfeiture Options), what are these?
Net Surrender Value
Reduced Paid-Up Insurance
Extended Term Insurance
Automatic Premium Loan
Give at least 1 occupation that is not insurable. (18 possible answer)
1. Boxer, Wrestlers, Mixed Martial Arts
2. Deputy of Department of Safety and Traffic Management
3. Grab Rider using Bicycle
4. NBI Agent
5. OFW based in Nairoobi, Kenya
6. Personal Body Guard
7. Philippine Based Carpenter - Independent Contractor
8. Professional Race Car Driver
10. Professional Surfer
11. Scuba Professor
12. Security Officer in Supreme Court
13. Street Sweeper
14. Student & Private Plane Pilot
15. Traffic Law Enforcer
16. Tricycle Driver
17. Working in Online Casino (POGO)
18. Yatch Steward
(page 121-122)
Php 90,000
(15k * 6 months)
Bridging income is up to 18 months, plus comissions.