Risk & Reward
This bill reforms the complex 402(f) Notice process by directing the IRS to redesign the notice using plain and concise language.
What is the Retirement Simplification and Clarity Act of 2025?
These approaches: proscriptive, principles based or a combination of both are themes for artificial intelligence enforcement.
What is the CO Regulation on the use of External Data, the NAIC AI Model Bulletin on the Use of AI, and NY Circular Letter 7?
Several states have brought their legislatures together this year to address perceived OB3 revenue shortfalls.
What are states that have held special sessions this year to address OBBBA revenues losses?
These employee leave programs help families when taking care of an aging or ailing parent or new child.
What are states that have expanded their PFML programs to include the private sector?
While your Jeopardy team has more than 50 years of service to ACLI, these important jobs only last for four years, two years and 2 1/2 years.
What are the terms of a US or state senator, a US or state House member, and the average insurance commissioner?
The 50th State to adopt the NAIC Best Interest Standard.
What is New Jersey?
A GLBA Entity Level Exemptions is important in these types of bills.
What are large privacy bills?
Expansion of this tax could impact life insurers' products and services.
What is expansion of state sales taxes?
Only one state has adopted this for dental insurance.
What is a 75% minimum loss ratio?
New Jersey and Viginia will hold these elections this fall.
What are the states with gubernatorial elections in 2025?
Over the past 10 years, this retirement program has grown from start up to more than $2.25 billion in assets, with 250,000 enrolled employers and 1 million individual participants.
What are state run Auto IRA programs?
This onerous California consumer privacy proposal has cleared the Senate with no amendments and will soon head for a second year of debate.
What is SB 354, sponsored by the Department of Insurance and authored by Senator Monique Limon, the newly elected Senate President Pro-tem?
This tax bill did NOT include an assault on the company or product tax treatment for the life insurance industry due to an exceptional lobbying campaign.
What is the One Big Beautiful Bill Act?
An employer tax credit for providing job protected leave.
What is the Fischer Tax Credit?
Congress Seats: 435 and 35
What are the seats in the House and Senate are up during the 2026 mid-term elections?
State legislators need to be convinced of this when genetic testing legislation is introduced.
What is symmetry of information?
The National Association of Insurance Commissioners is still making changes to this model which affects how user's data is used and protected.
What is the NAIC Privacy Model?
This state tax in-lieu provision could be in jeopardy.
What is the insurance in-lieu of tax provision?
In 2024, this clarified “rules of construction” to the Public Health Service Act (PHSA), the Employee Retirement Income Security Act (ERISA), and the Internal Revenue Code (Code) regarding conditions for a benefit categorized as “independent, non-coordinated excepted benefits” to be considered “HIPAA excepted” which means they are exempt from certain laws applicable only to comprehensive major medical coverage.
What is the Voluntary Excepted and Supplemental Benefits Protection Act (VESBPA)
98 Major Cabinet Departments.
What is the number of Trump's political appointees have been confirmed?
30 million more Americans would be able to save for retirement with this policy change.
What is the Automatic IRA Act of 2025?
ACLI submitted industry comments to these two committees in the House of Representatives who are considering options for federal legislative proposals on consumer financial data privacy.
What are the Energy and Commerce Committee and the Financial Services Committee?
Changing the tax treatment of insurers’ debt investments would solve this problem for future debt investments.
What is changing the capital treatment of bond debt to ordinary?
This proposed legislation creates a National Advisory Commission on long-term care services for seniors and other individuals who need support for activities of daily living.
What is the Supporting our Seniors Act of 2025?
There will be 36 of these elections in 2026.
What are the number of Governors up for election in 2026?