Loan Production
Revenue
Pricing
Opportunities
Challenge
100
This is the 6 month loan production goal (in terms of revenue) for each WA
What is $62,500
100
This is the ratio of loan revenue/total revenue (expressed as a percentage) that is generated by the GA/SC team
What is 35%
100
This is the bank's methodology/formula for pricing loans >$1MM.
What is RAROC (Risk Adjusted Return on Capital)
100
This product specialty group will lend up to 85% on this asset at an average spread of L+200 bp
What is aircraft finance?
100
This is (approximately) the amount of revenue generated on a swap for a $2MM term loan (five year loan/15 year am)
What is $21,000
200
This is the GA/SC loan growth goal for 2014
What is 4%
200
This is the percentage of loan production (in the first 6 months of 2014) that was generated from existing clients
What is 80%
200
This is the GA/SC average loan spread (after FTP)
What is 259 bp
200
This credit and wealth planning solution assists high net worth clients in paying for estate taxes without having to liquidate existing assets.
What is life insurance premium financing
200
This is the potential amount of revenue generated on a $10MM second-to-die life insurance policy
What is $_______
300
This is the loan revenue production for the top performing WA in 2013
What is ___________
300
What is $13,376,000
This is the total 2014 revenue goal (in dollars) for GA/SC
300
This is a four-letter word which determines how a loan is priced
What is R-I-S-K
300
The profile of these 3 borrowers is designated by Regions as "highly desired" and the acronym is D-E-A
What are doctors, entrepreneurs and attorneys
300
This is the team's 360 number
What is 47%
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