Who is the central bank for the US government
The Federal Reserve
The difference between the amount borrowed and the amount you have to repay
Interest
The money supply increases when banks do this.
Give out loans
When interests rates go up what happens in theory to the supply of loans
Increase
The form of currency declared valuable because the government says so
Fiat Money
When depositors pull their money from banks leading to their closure
Bank Runs
Function of the Fed to prevent banks from failing
Give loans to banks (Lender of Last Resort)
Form of money that is backed by something that is valuable
Representative Money
System where banks only keep a portion of money deposited at the bank and loan out the rest
Fractional Reserve Banking
This happens to the money supply when the reserve requirement is raised.
What is decreases?
Form of money that in itself has value
Commodity Money
Insures money in banks to prevent future bank runs
Federal Deposit Insurance Corporation (FDIC)
When the Fed sells securities this happens to the money supply.
What is decreases?