Don't Quote Me on That
The Niche Pitch
That's Too Expensive!
Which Life (or Health) Is It Anyway?
FDS Questions
100

Client was diagnosed with Kidney Stones 3 months ago.

What is Standard - Table 4

100

This carrier offers nontobacco rates to clients that use marijuana daily

What is Nationwide

100

Premium for Female Client wants to puts 100k into Ultra Premier Annuity

What is 100k

100

Client wants life insurance that stays in force for a lifetime as long as the premiums are paid.

What is Whole Life 

100

This MLB team has won 27 world championships.

What is the New York Yankees


200

Client has Osteoarthritis

What is Standard

200

This Carrier offers a 10 year paid up Life w/ Long term care rider policy

What is Lincoln

200

Premium for Male Client, age 45 from Arizona.  Preferred Non-Tobacco, 2,000,000 Death Benefit ran at Target, level DB. (IA IUL)

What is $2741.67 a month or $32,900 a year

200

Client wants asset growth, tax deferral, and no potential loss of premium.  Client does not want life insurance.

What is:

1. Fixed Annuity

2. Indexed Annuity

200

This percentage of humans live in the Northern Hemisphere (closest 10%)

90%

300

Client has Atrial Fibrillation (AFIB)

What is Standard - Decline

300

Client had parents who died of cancer before the age of 60 and do not want that to affect their underwriting rating.  This carrier specializes in this.

What is Lincoln

300

Monthly Premium for client looking for final expenses. female, 70 years old from Arizona looking for 50k of death benefit. 

What is $253.38

300

Client is looking to pay the least amount monthly premium to ensure that if they die they can pay off a mortgage that has 30 years remaining.

What is:

1. Term Insurance

2. Decreasing Term Insurance (Not many carriers offer this anymore, we don't have access to it)

300

Taylor swift has this many albums left to re-record before she owns all of her albums.

What is 2

400

Maximum rating for client who uses Marijuana occasionally.

What is Preferred nontobacco

400

These 2 carriers (available through MOMCO) offer guaranteed life insurance products.

What is:

1. Gerber

2. Corebridge

400

Monthly premium for Client that wants a critical illness policy that includes a return of premium for a lifetime of coverage.  They are 50 year old female from Arizona, and looking for $50,000 of coverage.

What is $141

400

Client is looking for a Long Term Care policy, but wants living benefits in the event they are never diagnosed with a long term care event.

What is life with long term care rider

400

According to the international Astronomical Union (IAU), this planet is the furthest planet from the Sun in our solar system.

What is Neptune

500

Client has Diabetes Type 1, is 18 years old.  Is Preferred-Plus height and weight with no other medical conditions.

What is Declined

500

This carrier (Through MOMCO) offers the best Long Term Disability Product.

What is Mass Mutual

500

Death benefit for client who Male age 20, wants to maximize his funding into a Indexed Universal Life (IA IUL).  20 years old, Preferred Plus NT Health Rating, Arizona, level DB.  Is looking to put 5,000 a month into the policy for 20 years.

What is $6,636,987

500

Client wants Dollar-for-dollar asset protection (from Medicaid) with a Long-Term Care policy

What is a LTC Partnership Policy.

500

This football team is 9-1 against the Nebraska Cornhuskers in the last 10 years - outscoring Nebraska 441-174.

What is the Iowa Hawkeyes

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