All Things Winter
Which is colder, Greenland or Iceland?
Greenland
Despite its name, Iceland is warmer than Greenland. Only 11% of Iceland is covered by an ice sheet, whereas 80% of Greenland is.
The term that represents the amount of money paid by an insured individual before the payments from the insurance company kicks in.
Deductible
Failure to use reasonable care, resulting in unintentional damage or injury.
Negligence (Ordinary)
State where the coldest temperature in the continental U.S was recorded
Montana
-70°F (-56.7°C), recorded at Rogers Pass, Montana (elevation 5,610 feet) on January 20, 1954
Insurance that is considered excess of other specific policies for a policyholder
Umbrella
Intentional wrongful act or failure to act, done with knowledge that it will likely result in injury or damage.
Which country gets the most snow?
Japan
They've seen up to 600 inches in a winter season. The combination of cold air from Russia and moisture from the Sea of Japan causes perfect snowy conditions.
Professional liability insurance is most often known in the U.S. as E&O which stands for what?
Errors and Omissions
A lack of care that demonstrates reckless disregard for the safety or lives of others.
Gross Negligence
Although the Iditarod sled dog race's precise trail varies annually depending on snow conditions, the race from Anchorage to Nome spans approximately ______ miles
1000 Miles
What policy would an "Alternate Employer Endorsement" apply to?
Workers’ Compensation (Employer’s Liability)
___________ negligence allocates damages based on each party's degree of fault.
Comparative negligence
Contributory negligence completely prevents plaintiffs from collecting compensation if they were partly liable in the accident – even if that fault was only one percent.
How many states in the US have never seen snow?
ZERO.
All 50 states in the US have recorded snowfall, but some territories haven't (Guam, Puerto Rico, and the Virgin Islands).
Actalent/Aston Carter insurance policy that is on a "claims-made" basis
Professional Liability (Also Employment Practices Liability)
A wrongful act or omission—whether intentional or negligent, other than a breach of contract, that causes harm or loss to another person, resulting in legal liability for the person who commits the act.
Tort