Letter that is send out when consumer refuses to place an initial alert
PA 184
What CDI is sent when consumer resides in Georgia and wants their complementary report?
FREE STATE
What is the opt out time for the extended alert?
5 years
What is the time frame the initial alert stays on the report?
1 year
What is CDI sent when consumer is unemployed and looking for a job?
FCRA-FREE EMPLOYMENT
What is the reason we should offer an initial alert?
Consumer suspects fraud
What is the first thing we look for when needing to authenticate the consumer?
Freeze PIN #
What is 3 types of alerts?
Initial Alert
Active Duty Alert
Extended Alert
What procedure is followed when we are unable to authenticate procedure to remove freeze?
Request has to be made in writing with proof of ID and address
What is/are the channels use to place alerts?
IVR
ONLINE
REPRESENTATIVE