Checking
This type of account prohibits overdraft!
What is Everyday Spending?
This access feature allows members to use thousands of ATMs nationwide without fees!
What is CO-OP?
This Tinker technology allows members to speak live with a teller through a machine!
What is an ITM?
This benefit helps members manage everything from one place!
What is online banking?
This type of credit card is designed for rebuilding credit!
What is a Secured Credit Card?
This type of checking account requires specific monthly behaviors to earn higher dividends or rewards!
What is Click checking account?
This feature helps customers avoid paper statements and go digital!
What is eStatements?
This service allows members to pay bills electronically from their account.
What is BillPay?
This savings benefit allows members to earn money over time!
What are dividends/interest earnings?
A member frequently comes in for transfers—this service is a better solution.
What is online/mobile transfers?
This type of checking account has a higher spending limit than personal checking accounts!
What is business checking account?
This product offers higher returns in exchange for locking in funds for a period of time!
What is a Certificate?
A member mentions they are active duty military—this Tinker program should be introduced for additional benefits.
What is the Military Rewards Program?
This ownership structure makes every account holder a part owner of the credit union!
What is membership?
A member keeps a high balance—you recommend this type of product.
What is high earning yield savings account or certificate!
This is the youngest age a member can open a Tinker Everyday Spending checking account with a joint owner.
What is 8 years old?
This product helps members handle unexpected expenses without disrupting their checking account!
What is a Credit Card?
A member mentions financial stress or difficulty making payments—this is the best Tinker resource to connect them with.
What is Member Solutions?
This checking account gives members special perks and waived fees!
What is a heritage checking account!
This is the ultimate goal of cross-selling loan and deposit products together!
What is building a full financial relationship?
This eligibility factor helps Tinker target Heritage Checking benefits to a specific member demographic.
What is age 62 and older?
This Tinker product covers the difference between what a vehicle is worth and what is still owed on the loan.
What is GAP (Guaranteed Asset Protection)?
A member realizes they wrote a check with the wrong amount—this Tinker service should be recommended immediately.
What is placing a stop payment?
Once enrolled, eligible members receive these benefits for life!
What is military rewards program?
A member has an auto loan elsewhere—this Tinker product and promotion should be introduced together.
What is refinancing the auto loan with the 0.50% rate discount?