CHECKING
What trans code do we use for a regular deposit?
009
What trans code do we use for a regular deposit?
109
What trans code do you use for a loan payment?
375
306
Who is authorized to sign our cashiers checks?
Scott, Sarah, Tiffany
What trans code do we use for a regular withdrawal?
045
What trans code to we use for a regular withdrawal?
145
What trans code do you use if the customer wants to pay several months of their loan at a time?
373
How do you give the customer their advance on their LOC? (2 answers)
Cashiers Check or Deposit into account
What is our CTR trigger amount?
$10,000.01
What trans code do we use to do a misc credit to checking?
015
What trans code do we use to do a misc credit to savings?
115
What trans code do you use if the customer needs to make a payment on their principal balance only?
378
Can you approve a LOC advance by yourself?
No
When do you need 2 signatures on a cashiers check?
Over $25k or if Tiffany signs
What trans code we do use to force re-open a checking account?
008
What trans code do we use to force re-open a savings account?
108
What trans code do you use to make an interest only payment?
379
What a regular loan payment is made, what is techincally satisfied first?
Interest
Mr. Joe Smith has a checking account with a balance of $62,000.00 in it. Mr. Joe has passed away, and he has 2 beneficiaries on his account, Darlene and Edgar. Darlene comes in with his death certificate and her ID. She wants to get a check for her and her brother, Edgar. What do we do?
We can only cut a check for Darlene. Edgar will have to come collect his half himself.
What is the trans code to close a checking account?
061
What is the trans code to close a savings account?
161
What trans code do you use to pay a loan fee?
363
A customer's loan payment was due on 10.27.2023. Today's date is 11.3.2023. Are they within the late payment grace period? How many days is the grace period?
Fishing Explore USA has just opened a business account with us. It is owned by Jeremy White. Jeremy and his wife, Karen, have had a personal checking account with us for 15 years. Jeremy is the only signer on the business account. Karen comes by to withdraw $80.00 from Fishing Explore USA. What do we do?
Unfortunately, we have to tell her that only Jeremy can withdraw from the account.