Our Model Portfolio
The Large Cap Blend fund in our portfolio.
What is FXAIX?
This is the largest contributor to the return in a portfolio.
What is asset allocation?
These are the 4 key Schedule A deductions.
What are Medical Expenses, State and Local Taxes, Mortgage Interest and Charity?
This is the difference between when mutual fund trades execute and when ETF trades execute.
What is "that mutual fund trades execute at the end of the day, and ETF trades execute immediately?"
This was the year that CTWM was founded.
What was 2010?
The Small Cap fund in our portfolio.
What is IJR?
When "filling the buckets" of a client's portfolio, we intentionally diversify with a "Long Term with _____ Overlay" approach.
What is tactical?
You need to pay this much of the prior year's tax to meet safe harbor.
What is 100% or 110%, dependent on income?
The core cash amount default for all accounts.
What is 1%?
This is the total number of Patricks, Brendans and Johns currently working at CTWM.
What is 8?
The Real Estate fund in our portfolio.
What is CSRSX?
This is the benchmark we use to measure the performance of equities in a portfolio.
What is the MSCI ACWI IMI? (Bloomberg Agg for Fixed Income)
Who is Joey or Brendan?
The firm suggestion on percentage of an account that goes into the capital gains budget.
What is 2%?
This was the custodian that we cleared through prior to working with Fidelity.
What is LPL?
In our 100/0 CTWM model, the percentage BCOIX represents.
What is 0%.
Mutual funds pay these out at year-end that make them less tax efficient.
The Qualified Business Income Deduction.
What is 20%
The number of years of cash is invested in Defined Maturity ETFs for clients in a distribution portfolio.
What is 2?
This was why Tesla was not initially part of the S&P 500 despite its huge market cap.
What is "because Tesla was not yet profitable?"
In our 80/20 CTWM model, the percentage (within 5%) that International funds represent.
What is 24%? (13.6 Developed, 10.4 Emerging)
This is our rationale behind breaking out Value and Growth in large cap in the portfolio.
What is Tax Loss Harvesting & Ability Overweight?
What is to avoid self-employment tax?
The two options for adding additional details to a portfolio in Eclipse.
What are notes and tags?
This person had the best costume today.
Who is Meredith?