Group Term Life
with AD&D
with AD&D
This is also known as the Non-Medical Maximum.
What is Guarantee Issue (GI)?
This term describes how believable experience data is.
What is Credibility?
A reserve calculation for claims not yet reported but incurred.
What is an IBNR?
This iconic waterfront area in Portland features shops, restaurants, and beautiful harbor views.
What is the Old Port?
The "B" strategy that Traditional Group products deliver on.
What is "bundle"?
These are the two (2) types of Accelerated Benefit options available with this product.
What are Terminal Illness and Chronic Illness.
Benefits greater than this amount are not recommended on contributory cases due to reduced incentives to return to work.
What is 66 2/3%
This percentage of earnings loss is often used in the definition of disability.
What is 20%
Portland is home to this award-winning craft brewery known for its innovative beers.
What is Allagash Brewing Company?
The name of the System administering these new products.
What is Majesco?
This AD&D benefit will pay if you are the victim of violence at the workplace.
What is the Workplace Felonious Assault Benefit.
This definition of Disability is most common in today's marketplace.
What is the Residual definition of Disability?
This is a common duration for Own Occ LTD coverage.
What is 2 years?
This famous poet and essayist, known for his works on nature, was born in Portland in 1803.
Who is Henry Wadsworth Longfellow?
The employer size range we are targeting for these new products.
What are 500 - 5000 employee groups?
Name three (3) Continuation of Coverage provisions under this contract.
What are: 1. Leave of Absence, 2. Temporary Layoff,
3. Labor Strike, 4. Sabbatical, 5. Furlough
These are the two (2) types of disabilities the Elimination Period (EP) refers to.
What are Accident/Injury and Sickness/Illness?
Name three (3) of the five (5) value-add services Chubb can include.
What are: 1. Employee Assistance Program, 2. Travel Assistance, 3. Financial Wellness, 4. Kindly Human,
5. Wellness (Health Screening)
This public university on the Portland waterfront is known for its strong marine science and business programs.
What is the Maine Maritime Academy?
Name three (3) Chubb differentiators in our market approach.
What are: 1. Risk Mitigation as a competitive advantage, 2. Chubb's P&C synergies, 3. Efficiencies through bundling, 4. Leveraging expertise and innovation in VB benefits
Name three (3) types of Benefit Amount options available with Voluntary Life.
What are: 1. Multiple of Earnings, 2. Flat Dollar Amounts, 3. Multiple of Earnings in Increments,
4. Flat Dollar Amounts in Increments, 5. Varied (Non- Incremental)
This type of plan allows an employee to receive a tax-free benefit at claim.
What is a Gross Up plan?
Four (4) types of limitations on LTD policies.
What are: 1. Alcoholism or Drug Abuse Limitation
2. Mental Illness Limitation 3. Self-Reported Symptoms Limitation 4. Special Conditions Limitation
This annual festival, celebrating Maine's vibrant local food scene, takes place in Portland each fall.
What is the Maine Lobster Festival?
The Four Pillars of our Value Proposition.
What are: 1. Innovative Benefits 2. Strategic Solutions 3. Seamless Implementation 4. Service and Claims Excellence