Accident Protector
How much is the deductible at the $5,000 benefit amount?
$250
If a client was diagnosed with cancer 2 months after their insurance was approved, what percentage would the benefit pay out?
$500 Total flat payout for first 90 days.
What are the 2 elimination periods for Income Protector?
14 days
30 days
What is the waiting period for basic care on the Saver plus plan?
6 months
How much is the co-pay for the annual eye exam?
Free/$0
On Secure Advantage, how could Accident Protector ensure that any accident would only cost $250?
Give an example.
Use the $7,500 level to cover the out of pocket max.
80/20 co-insurance/$5k deductible.
What percentage will be paid out on an Aorta Graft Surgery?
25%
How much are the 3 benefit options to choose from on Income Protector?
$500
$1,000
$1,500
What is the total annual benefit at the Premium level?
$1,500/$400 for Ortho
How much is the "frame allowance" after the co-pay?
$120
If you used Accident Protector with Secure Advantage to limit your out of pocket expense to only $1,000, how could they be used together?
60/40 co-insurance w/$5k deductible
$15k AP w/$1,000 deductible
What are some good uses of Medguard in relation to building a policy for Premier Choice?
Use the amount to pay off the $3,000 out of pocket max.
Use the amount to pay Premiums.
Use the amount to pay bills.
Concerning benefit payments, what are the 3 maximum periods on Income Protector?
3 months
6 months
12 months
How many preventative visits do you get annually per person?
2
$10
If Carson was in a knife fight due to a drug deal gone bad, If the ER bill was $9,700, and he had $10k AP, how much would it cost?
Knife fights due to drug related activity are NOT covered by Accident Protector.
What are some good uses of Medguard in relation to building a policy for Secure Advantage?
Use the amount to cover the out of pocket max.
Use the amount to cover premiums.
Use the amount to cover bills.
If Carson was a rodeo clown and was kicked in the head by a bull, concerning his individual policy, what would be a good benefit level to choose so his insurance is paid for every month?
Participation in rodeo or equestrian events is not covered by IP.
What 3 network choices are available in most states?
Careington
DenteMax
Cigna
If some chick poked Carson in the eye on accident at Aldean's, how much would it cost to have it looked at?
Premier Vision covers the "eye wear" NOT the "eye ball"
If Carson accidentally got a girl pregnant, if he had $5k AP, how much is his deductible?
Maternity is not covered under Accident Protector.
If Carson was diagnosed with Herpes 6 months after his effective date, what percentage would his Medguard policy pay out?
Herpes is not a covered illness.
If Carson had a family of 5 and his insurance premium was $764, what would be a good level to sell him?
As much as he will buy but at least $1,000 benefit for as long as possible.
If Carson had dentures put in 9 months after his effective date, how much would be covered if the bill was $8,700?
Major care is not covered for 12 months.
How much is the co-payment for Carson's trifocals?
$10