General Info
This type of insurance is bought specifically for one planned trip.
Travel Insurance
Cancelling a dream trip because you broke your leg doing the worm? This will soften the blow.
Trip Cancellation
If you’ve prepaid for a $5,000 wine tour and can barely afford grape juice now, it’s time to get this.
Travel Insurance
Many policies don’t cover this type of medical issue unless you buy the policy soon after your first trip payment.
Pre-existing condition
You should keep these as proof for your travel insurance claim.
Receipts and doctor’s notes
Travel insurance typically costs this percent of your total prepaid trip expenses.
5–10%
Got food poisoning in paradise? This coverage saves you from selling your kidney to pay the hospital.
Emergency Medical & Evacuation
Your health insurance says “lol nope” once you leave the country. This is when travel insurance shines.
International Trips
This type of activity may be excluded unless you pay extra for a rider.
Hazardous sport
You usually have this many days to file a travel insurance claim.
30 days
Travel insurance is considered this type of policy because it doesn’t cover a long period.
Short-Term
If your bag takes an unplanned tour of Southeast Asia without you, this coverage steps in.
Baggage & Personal Effects
Planning to wrestle polar bears, climb volcanoes, or ski off cliffs? You’ll want backup.
Risky/Adventure Activities
You may not be covered for a trip canceled due to a global disease unless you add this.
Pandemic rider
This is the most common way to file a travel insurance claim.
Online
Travel insurance is especially useful when you’ve paid for these types of trip elements in advance.
flights, hotels, or tours
Blizzard ruined your flight and now you're bonding with airport carpet? This pays for your hotel and a sad airport sandwich.
Travel Delay or Missed Connection
Cruises far from ports are fun—until you need a hospital and all you have is a buffet and a bingo game.
Remote Medical Situations
Your policy may have these set amounts for how much it will pay per type of claim.
Dollar limits
To get reimbursed, you must answer these from your insurer.
Follow-up questions
Going on lots of trips and tired of buying a policy every time? You need this kind of frequent flyer coverage.
annual or multi-trip travel insurance
In case of a very bad ending, this kicks in—with a payout your mother will definitely cry over.
Accidental Death & Dismemberment
When your health plan waves goodbye at the airport, this is the only thing keeping your wallet alive.
Travel Medical Coverage
Travel insurance may not cover disruptions due to this type of violent unrest.
Civil unrest or political instability?
Even with a good claim, you’ll only be paid up to this limit.
Your Policy Limit