Travelers History
Products & Services
Industry Terms
Risk Management, Claims & Underwriting
Insurance Fun Facts
100

This iconic symbol has represented Travelers since 1870 and appears in our logo.

What is the red umbrella?

100

This Travelers division provides coverage for businesses of all sizes.  

What is Business Insurance?

100

This is the amount you pay out-of-pocket before insurance coverage kicks in.

 What is a deductible?


100

This is the systematic process of identifying, assessing, and controlling threats to an organization.  

What is risk management?

100

This insurance company's mascot is a gecko with a Cockney accent who has appeared in commercials since 1999.

What is GEICO?

200

The premium for Travelers' very first accident insurance policy was this modest amount for $1,000 of coverage.

What is 2 cents?

200

Travelers offers this specialized insurance for restaurants, hotels, and other businesses in the food service industry.

What is hospitality insurance? 

200

This is the regular payment you make to maintain your insurance coverage.

What is a premium?

200

These four strategies are commonly used to handle risk: avoid, reduce, transfer, and this.

What is retain (or accept)?

200

This insurance company's duck mascot, voiced by Gilbert Gottfried for many years, became famous for its loud quacking.

What is Aflac?

300

Travelers Insurance was founded in this year.

What is 1863?

300

This specialized Travelers coverage protects businesses from cyber attacks and data breaches.

What is cyber insurance (or cyber liability)?


300

This term describes the maximum amount an insurer will pay for a covered loss.

What is a policy limit?

300

This is the process of restoring an insured party to their financial position before a loss occurred.

What is indemnification?

300

This mutual insurance company, founded in 1922, is known for its "Nationwide is on your side" jingle.

What is Nationwide?

400

In 1897, Travelers issued the first of this type of policy, protecting against car-related accidents.

What is automobile insurance?

400

This Travelers digital tool helps customers report claims quickly by uploading photos and documentation through their phone.

What is mobile claims filing (or digital claims reporting)?

400

This is the process of transferring a portion of risk from one insurer to another insurer.

What is reinsurance?

400

This clause in insurance policies prevents insureds from profiting from a loss by collecting from multiple sources.

What is subrogation (or the principle of indemnity)?

400

This insurance company uses a mayhem-causing character played by Dean Winters in its advertising.

What is Allstate?

500

This businessman founded Travelers and served as its first president.

Who is James Batterson?

500

This Travelers feature automatically increases your coverage limits over time to keep pace with inflation.

What is inflation guard (or automatic increase endorsement)?

500

This Latin phrase means "utmost good faith" and is a fundamental principle in insurance contracts.

What is uberrima fides?

500

Travelers uses this type of technology to streamline claims processing and improve customer experience through automation.

What is digital claims technology (or AI/automation)?

500

This insurance company was originally founded in 1810 as a fire insurance company and is one of the oldest continuously operating insurers in the U.S.

What is Chubb (originally formed from insurance companies dating to early 1800s)?

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