Coverage
Claims Processes
Prior Approval
Admin Processes
Tools
100

125% the OHIP rate 

How much are physician services covered up to?

100

clients.cowangroup.ca, uhip.ramu@cowangroup.ca, fax:613-741-7771, or mail 700-1420 Blair Towers Place 

How can I submit a claim?

100

A physician's referral (recommendation) & an estimate including a breakdown of the costs and the associated provincial procedure codes.

What is required for pre-approval?

100

Case Management case.mgmt@cowangroup.ca

Who approves treatments/procedures that are not medically necessary?

100

This is where you should advise members to find a provider 

what is Uhip Preferred provider network?

200

Drugs, dental, glasses, massage

What are examples of services NOT covered by UHIP? *refer to university for these benefits*

200

These are the only providers who currently have access to the provider portal

Who are campus providers?

200

corrective or reconstructive jaw surgery that can only be performed in hospital (covered at 100% of what the provider charges for Ontario residents to the same overall maximum and terms as under OHIP), when pre-approved by Cowan.

What is oral and maxillofacial surgery?

200

This is who can make changes to the members name or DOB

Who is the UPA?

200

This is where you should direct members for inquiries on coverage details 

300

This is covered to the same overall maximum and terms as Assistive devices program, when pre-approved

What are assistive medical devices such as mobility aids, diabetic supplies and respiratory equipment?

300

This is where we send documents to be scanned into Laserfiche

What is ottawa.mailroom@cowangroup.ca?

300

The services to transport to your home country once you are stable, when Cowan pre-approves and arranges these services

What is repatriation?

300

This is how you update the member's address

What is Class under Update?

300

This is where you should advise members check their explanation of benefits

What is clients.cowangroup.ca under the claims history or e-statements tab?
400

Limited to emergencies only, meaning your condition requires immediate medical attention to relieve acute pain and suffering. 

What is out of province coverage?

or out of country to a max of $50/day for outpatient, $400/day for ICU or $200/day lower level inpatient


400

Service date, description of service, provincial procedure codes, diagnosis/reason, cost of service and either proof of payment or signed assignment of benefits (claim form section 3A&B).

What is required when submitting a claim?

400

Once every 12 months if pre-approved with a diagnosis of one of the following:

  • Diabetes
  • Glaucoma
  • Cataracts
  • Retinal disease 
  • Amblyopia 
  • Visual field defects
  • Corneal disease and strabismus   

 

When would an eye exam be considered for approval for a member ages 20-64?

400

Full name (matching CLASS), certificate number, DOB, university e-mail address.

What are the required credentials for registering on our member portal/downloading e-Card?

400

This is where providers can find everything they need to know about billing for UHIP members

what is https://uhip.ca/for-medical-professionals-and-billing-agencies-only/?

*upper right side, "info for medical professionals"

500

Within Ontario to the nearest available hospital in the province, when confirmed as essential by physician or hospital official (covered at 100% of the OHIP rate, less the same $45 fee)

What is ambulance coverage?

500

Takes up to 5-10 business days

What is how long it takes for a claim to be processed?

500

This type of service would be considered for coverage approval for a member aged 20-64 only if it is required due to a complex injury that required at least an overnight hospitalization

What is physiotherapy? (up to an overall maximum of $312)

500

This is who determines the members eligibility

Who is the UPA?

500

This is where we should advise members and providers to download a claim form with instructions

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