True/False
True or False: When you are at fault in a car crash, your insurance covers the full cost.
False
What was the percent of underinsured motorists in 2015?
13%
What could happen if you are in a car accident and you are underinsured?
You could be sued for damage to the other persons vehicle
How many underinsured motorists are on the road?
A. 60 Million B. 32 Million
C. 45 Million D. 26 Million
B. 32 Million
Underinsured people on the road at a higher risk than insured people.
True
Which state has the highest underinsured motorists?
Florida with 26.7%
What can be a risk of being a underinsured driver?
Fees, License suspension, vehicle being impounded, and possible jail time.
What is the most reason why people do not pay there car insurance?
A. Forgot to pay it
B. Didn't know they had insurance
C. Have too much money
D. Chose to not pay it
D. Chose to not pay it
Among adults who were insured all year 50% of them were underinsured.
False
29% of motorists were underinsured
What percent of underinsured motorists say they don't pay for car insurance because they cant afford it?
21%
What have states introduced to reduce the number of underinsured motorists on the road?
No pay no play insurance laws, insurance verification system, and random selection programs.
Most underinsured people are...
A. In low income families B. Under the age of 30
C. Great drivers D. Pet owners
A. In low income families
If you are underinsured and get into a car crash you will pay for the majority out of pocket.
True
What rank is Wisconsin for underinsured motorists.
15th
How does Ohio fight against underinsured motorists?
They have a random selection processes where drivers are randomly selected to show prof of insurance and if they have no prof then they do a random selection suspension.
How many drivers are underinsured?
A. 1 in 4 B. 1 in 8
C. 3 in 12 D. 2 in 5
B. 1 in 8