C
Eric had to pay 10% and $10 in fees for each transfer he moved to his new card. This is called a ______
Balance Transfer Fee
Thankfully, when Donna charged the new TV on her credit card, she had 21 days to gather the money and not have to pay interest. This period of time is called ____
Grace Period
Frank had to pay 5% on his cash advance because it was more than the $10 fee. This fee is called a
Cash Advance Fee
Derek was short on cash and had to pay the rest of his rent, so he got some money off of his credit card. This is called...
Cash Advance
When Ellie took cash off of her credit card, her interest rate was sky-high for this transaction. This is called...
Cash advance APR
Farrah had to write one of these places to let them know there was a mistake on her credit report, since this is one of the places that collects credit history on people.
Credit Bureau
Credit Karma only reports credit from two main credit bureaus. However, there are three main bureaus. They are?
Experian, Equifax, and TransUnion
Harriet checked out Experian.com to see what the credit score range was so she would know when she was getting closer to excellent credit.
300 to 850
George knows the maximum he can spend on his credit card - this maximum is called what?
Credit Limit
Geri found out her ______ ______ was 782. I went up 70 points since paying down three of her credit cards.
Credit Score
Kathy pays this every year for having a Capital One credit card.
Annual Fee
Aaron had to charge a washing machine on his credit card last year and still has not got it all paid off. He is charged this interest rate since he doesn't pay off his card every month.
APR or Annual Percentage Rate
Since Sarah transferred a few credit card balances to her new introductory rated credit card, she has this APR which might be larger than the purchase APR.
Balance Transfer APR
Balance
Anthony owed $2,501 on his American Express credit card, but was able to move that amount on to a new credit card with a 0% introductory APR for a year. This is called a _______.
Balance Transfer
Hal's ____ _____ _____ was too high to get a loan. He had too much credit used versus how much he had available.
Credit Utilization Rate
Jared was so glad he got this interest rate, which doesn't change with the prime rate. It makes it a lot easier to budget.
Fixed APR
Franklin paid this because he didn't work last week so he had to pay his credit card payment late.
Penalty (or Late) Fee
Knowing that the _____ _____ is 21 days, helps Alecia to budget her payment to her credit card company.
Billing Cycle
April was able to transfer three of her credit cards onto one because of their ________ ______ that charged her 0% interest rate for 18 months!
Introductory APR
Freda was out of work during the pandemic and could only pay this until she got her unemployment. She hated not being able to pay more or even her bill completely off, but just didn't have the money.
Minimum Payment
William was late numerous times paying his credit card bill, so the credit card company penalized with this APR, which was much higher than his regular APR.
Penalty APR
When the prime rate went up, Carrie's APR when up, because she has a ________ ___
Variable APR
Wilma was able to get this interest rate which is the best interest rate.
Prime Rate
Liam paid this APR when he bought new clothes for his new job! This APR can be variable or fixed, but his ended up being fixed.
Purchase APR