Effective Consumers
Miscellaneous
Deceptive and Fraudulent Ads
Identity Theft
Protecting Consumer Rights
100
Effective consumers do this by knowing what they want/need and deciding how much they will spend.
What is setting goals?
100
Your television would be considered a ________________ while your the cable would be considered a _______________.
What is a good and a service?
100
Retailer advertises a product or price, but has no intention of honoring the ad
What is Bait and Switch?
100
Name of the company we studied that will help protect you against identity theft.
What is Lifelock?
100
The right to seek remedy for wrong or loss.
What is redress?
200
Effective Consumers make sure they know what they are getting is worth it.
What is because they have done research?
200
Walmart puts a gallon of milk on sale for $2.50 but only if you buy two. This type of deceptive advertising is called
What is Hidden Catches?
200
A product advertised as “On Sale”, but is the same price (or higher) than what it used to be sold for.
What is Deceptive Pricing?
200
Name two things an identity thief can do with your stolen identity.
What is open a credit card account, get a driver's license, obtain cash through your financial accounts, commit a crime in your name, receive medical care in your name, create counterfeit checks, or purchase large and expensive items?
200
Provides important information to consumers on things like recalls.
What is the media?
300
Effective consumers determine needs and wants and figure out what it will cost them.
What is because they think critically?
300
1 in _________ people will be the victim of identity theft this year.
What is 20?
300
Offering promotions that are only honored if you meet certain requirements.
What is Hidden Catches?
300
Name one possible sign of identity theft.
What is credit score is inexplicably low or important mail stops coming to you?
300
Name one of the two main groups that provide protection for consumers.
What are the government or consumer advocate groups?
400
Effective consumers make sure that they have enough for their everyday needs.
What is because they manage their everyday finances?
400
Number of hours the average person spends repairing the damage from identity theft.
What is 175 to 200 hours?
400
A type of “Hidden Catch” where the retailer offers a free gift - usually has strings attached.
What is False Promises of Free Gifts?
400
Name one thing we discussed that you can do to protect yourself against identity theft.
What is sign up for identity protection service, shred unwanted documents, cut up expired or unused credit cards, shop at secure online websites,
400
Name two ways the government provides protection for consumers.
What are fair debt protection, protection from predatory lending, protection from false or misleading advertising, fraud, automobile disclosures, consumer product safety issues, and discrimination?
500
Effective consumers make sure they have enough money for the long haul (they have money for retirement, emergencies, college).
What is because they manage their financial security?
500
Amount of money teens spend every year.
What is $200 billion?
500
Someone who buys a good or service is known as a _______________.
What is consumer?
500
Name one thing you should not do to help protect yourself against identity theft.
What is give out your Social Security number, carry your driver's license and Social Security card together, give out personal information over the phone, use the same password for all of your online accounts?
500
Name the bureau that you can go to to file a complaint against a business.
What is the Better Business Bureau?
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