Fair Housing Exceptions
Advertising Do’s and Don’ts
Maryland protections
Complete and enforcement
Brokerage Practices and Education
100

No fair housing exception permits discrimination based on this protected characteristic.


What is race?

100

Housing ads should describe the property rather than these people.


Who are potential tenants or purchasers?

100

HOA and condominium covenants cannot contain this type of wording.


What is discriminatory wording?


100

The aggrieved party bringing a discrimination complaint is called this.


Who is the complainant?

100

Inducing panic selling by making claims about people of a particular race or national origin moving into a neighborhood is called this.


What is blockbusting?

200

Even when a property qualifies for an exemption, its advertising cannot express this toward a protected group.


What is preference or limitation?

200

Instead of “aGreat place for swimmers, an ad could say the backyard has this feature.


What is a swimming pool?

200

This Maryland program can shield eligible victims ownership information in public land records.


What is the Address Confidentiality Program?

200

The party defending against a discrimination complaint is called this.


Who is the respondent?

200

Refusing to make loans because of a property’s location is called this.


What is redlining?

300

An exempt sale or rental loses its exemption if it involves this professional.


Who is a real estate licensee?

300

Advertising should prohibit an activity with “No smoking allowed” rather than label people with this phrase.


What is “No Smokers”?

300

This state official oversees the Address Confidentiality Program described in the text.


Who is the Maryland Secretary of State?

300

According to the text, a complaint to HUD or the Maryland Commission on Civil Rights must be filed within this period after the alleged action.


What is 1 year?

300

In a designated conservation area, a brokerage may list a property when this person approaches the firm.


Who is the owner?

400

Under the Maryland rule described in the text, an owner-occupant may qualify for an exception in a building with this many or fewer rental units.


What is 5?

400

When photos of people appear in property marketing, the images should show this.


What is diversity?

400

The Maryland Commission on Civil Rights responds to discrimination in housing, public accommodations, and this other setting.


What is the workplace?

400

This voluntary dispute resolution process uses a conciliator to help the parties settle their differences.


What is conciliation?

400

Most Maryland licensees must complete this many hours of fair housing continuing education for renewal, according to the text.


What is 1.5 hours?

500

DOUBLE JEOPARDY!!

Housing for older persons may qualify when at least one resident is 55 or older in this percentage of its units.



What is 80%?

500

DOUBLE JEOPARDY!!

If an advertiser uses this housing opportunity logo, HUD’s guidance says to use it correctly and in its entirety.


What is the Equal Housing Opportunity logo?

500

Marylands commercial property protections address discrimination in lease terms and services, although the text says the Fair Housing Act itself applies to these properties.


What are houses or residential properties?

500

According to the text, a court complaint must be filed within this period after the alleged discrimination.


What is 2 years?

500

The insurance described in the text does not cover acts of discrimination.


What is errors & omissions insurance? (E&O)

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