🚗 Whip It Real Good
💸 Cost Me a Tire and a Kidney

🛠️ Under the Hood & Over the Budget
🛡️ INSUR-REALITY
🧠 Drive Smart or Drive Broke
100

Q: What’s one advantage of buying a used car instead of a new one?  

What is lower initial cost (and not crying when it gets its first scratch)?

100

What’s the formula to calculate total ownership cost over time?

What is Initial Cost + (Annual Operating Cost × Years)?

100

What’s a common maintenance task every 3-6 months?

What is an oil change?

100

Which insurance coverage pays if you hit someone else’s car?

What is liability?

100

According to your tables, which car has the lowest long-term cost?

What is the fuel-efficient car (after 6 years)?

200

When financing a car, what type of interest is typically used?

What is simple interest?

200

What’s the term for how much your car decreases in value each year? 

What is depreciation?

200

What part of the car screams for help if you ignore tire pressure?

What are your tires (and your fuel economy)?

200

What does comprehensive insurance cover?

What is non-collision damage (like theft, storms, or rogue shopping carts)?

200

How much more does the van cost initially than the car?

What is a trick! It doesn’t — the van is cheaper initially!

300

If a new car is $26,000 and you pay $3,000 down, how much do you finance?

What is $23,000?

300

You pay $3200 annually for 5 years. What’s your total operating cost?

What is $16,000?

300

A car repair costs $1,200 and you hadn’t budgeted for it. What fund saves you?

What is an emergency fund?

300

 Deductible: Pay $1,000 before coverage kicks in. What is that called?

What is your out-of-pocket expense?

300

What’s the “break-even” point where both car and van cost the same?

What is between years 4 and 5?

400

True or False: Leasing a car means you own it.

What is False? (You're basically borrowing it... like your older sibling's hoodie).

400

 Name two major operating expenses besides gas.

What are maintenance and insurance?

400

 How often should brakes be inspected?

What is at least once a year (or sooner if they squeal louder than your little brother)?

400

True or False: Full coverage means insurance will pay anything.

What is False? (Even full coverage has fine print.)

400

Fill in the blank: Buying cheap now may mean paying _____ later.

 What is more?
500

What sneaky cost can sneak into your final price from the dealership?

What are taxes, fees, or dealer add-ons?

500

Why should you still calculate total cost if the monthly payments seem low?

What is because low monthly = longer term = possibly paying more overall?

500

Maintenance is to car as ______ is to health.

What is a doctor’s checkup?

500

Why might a teen driver pay more for insurance?

 What is because of higher risk (and questionable TikTok driving challenges)?

500

Why is it important to use a table when comparing car costs?






What is because it helps visualize yearly changes and make smarter decisions?






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