Bank
Credit Union
Checks
Debit Cards
Credit Cards
100
This is the name of the account you deposite money into that you don't want to spend right away?
What is a savings account.
100
This is the name of a savings account at a credit union?
What is a share account.
100
This is what you do when you sign your check.
What is endorse it.
100
This is why debit cards are more convinient than checks.
What is because it's easier to swipe a card than to write a check and it automatically comes out of your account than having to wait a few days.
100
These are 3 credit card companies.
What are Discover, Visa, and MasterCard.
200
This is the name of the account that you open so that you don't have to carry all of your money around with you; you can use a debit card or a check.
What is a checking account.
200
This is the name of a checking account at a credit union?
What is a share draft account.
200
This is why checks are convinient.
What is because you don't always have to carry cash around to buy things.
200
This is why debit cards have no interest.
What is because you are using your own money and withdrawing it from your account.
200
This is how you use money on a credit card.
What is borrowing money from a lender and having to pay it back at a later date.
300
This is a bank owned by?
Who are stockholders.
300
This is who a credit union owned by?
Who are the members.
300
This is why its safer to use checks.
What is because you don't have to worry about people stealing all of your money.
300
This is the intellegence of the debit card.
What is the black strip on the back of the card.
300
This is a credit limit.
What is the amount you can borrow on a credit card; when you pay some off, you can spend more again.
400
Those who can open an account at a bank?
Who is Anyone.
400
These are the people who run a credit union.
Who is a volunteer board of members.
400
This is why its easier to budget with checks.
What is because you can keep track of all your spending and the bank keeps track as well.
400
This is what PIN stands for.
What is personal identification number and its stored on the black strip.
400
This is what you do when you find unauthorized charges on a credit card.
What is report it and write a letter to your credit card company.
500
These are people that run a bank?
Who is the board of directors that is elected by stockholders.
500
These are people who can join credit unions.
Who are people that belong to a defined segment of the population; To join you have to work or have a family member working in the certain segment.
500
This is what happens when you bounce a check.
What is when you don't have enough money in your account to cover the check you've written, so the bank borrows you money and charges you a big fee.
500
This is how you can be a smart debit card user.
What is memorizing and protecting your pin, recording all purcheses as soon as you make them, signing the back of your card, keeping recipts, using your institutions ATM to avoid fees, be aware of conditions when you use debit card, and immdeiately report lost and stolen cards.
500
This is what liability for a stolen credit card is limited to.
What is $50 by law.
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