attitudes
insurance
payroll
benefits
grammar
100

Maria always says “please” and “thank you” to her coworkers. She is very ___.

courteous

100

Every month, Maria pays $120 to keep her health insurance active. This monthly payment is called her ___.

premium

100

Angela worked 80 hours this month at $15/hour. Her paycheck shows $1,200 before any deductions. Which paystub term best describes the $1,200?

gross pay

100

On his paycheck, David sees an extra $300 added because his company wanted to reward him for excellent work this quarter. This extra payment is called a ___.

bonus

100

“This is Sarah’s desk. That desk over there is (my / mine).”

mine

200

Kevin never shouts or makes loud noises at work. He prefers to keep to himself and speak softly. He is ___.

quiet

200

When Robert visits the doctor, he must pay $25 at the time of the visit, even though he has insurance. This $25 is his ___.

copay

200

Omar’s paycheck says: “Total pay before deductions: $1,500. Total deductions: $450. Amount deposited: $1,050.” Which term describes the $1,050?

net pay

200

Rachel’s pay stub shows a deduction labeled “RETIREMENT.” She knows this is money she is saving now so she’ll have income after she retires. What is this benefit called?

401k

200

“They’re not our jackets. Those jackets belong to them. They’re ___.”

theirs

300

Tom always finishes his projects on time, even if he has to work late. He is very ___.

hardworking

300

Before her insurance starts paying for most of her medical costs, Sara must first pay $1,500 herself. This amount is called her ___.

deductible

300

On Marcus’s pay stub, there’s a section showing money taken out for health insurance, retirement savings, and several types of taxes. All of these amounts together are listed under one heading. What is this heading called?

withholdings

300

After having a baby, Priya stayed home from work for 10 weeks and still kept her job. This time off is a benefit called ___.

maternity leave

300

Which of these is the most polite way to ask for help in English?
A) “Could you help me?” (flat tone)
B) “Could you help me?” (rising tone at the end)
C) “Help me.” (falling tone)

B – “Could you help me?” with rising intonation

400

Although Lisa is very kind, she also expects the best from her team and often gives them many tasks to complete. She can be quite ___.

demanding

400

After meeting his deductible, James’ insurance covers 80% of his medical bills, and he pays the remaining 20%. This 20% is his ___.

coinsurance

400

Sofia checks her pay stub and sees a line that says: “Total earnings from Jan 1 to today: $18,340.” Which term does this describe?

year-to-date

400

Khalid’s employer helps cover the cost for someone to watch his toddler while he’s at work. This benefit is called ___.

daycare

400

“It looks cloudy. I think it ___ rain later.”
A) could
B) might
C) both A and B are possible

C – both A and B are possible

500

Even when work becomes stressful, Amir stays calm, adapts easily to changes, and doesn’t get upset over small problems. He is ___.

easygoing

500

Once Mia has spent $6,000 on her own for covered healthcare in a year, her insurance will pay 100% of the remaining costs. The $6,000 limit is called her ___.

out-of-pocket maximum

500

Luis notices a small deduction labeled “UT – 1.45%.” He remembers his teacher saying this is a national program that helps cover medical costs for older adults and some disabled individuals. What is this deduction for?

Medicare

500

When Mei got the flu, she didn’t come to work for three days, but she still received her regular paycheck for those days. This is because she has ___.

paid sick days

500

“Good ___ helps create a friendly workplace.” (communicate)

communication (noun form)

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