Identity theft
What is identity theft?
When someone steals and uses your personal info to pretend to be you
Rules for making a strong password
Use letters, numbers, and symbols
Where should you keep your money instead of at home?
In a bank or credit union
What does insurance help protect?
Your information and your money
Name one consumer right
The right to return bad products or get honest information
One sign that your identity was stolen
You see transactions that you did not make, accounts you didnt open, low credit score, etc
Why shouldn't you click on strange links?
They could be scams
What info should you never share?
PINs, passwords, or account numbers
What kind of insurance helps if you get admitted to the hospital?
Health insurance
What should you keep after buying something online?
Your receipt or email confirmation
One thing that someone might do with your information
Take out a loan in your name, get a credit card in your name
What should you do if someone online asks where you live?
One way to spot a money scam
If it promises something “too good to be true”
What does car insurance do?
Covers repairs or accidents involving your car
What should you check before buying a product?
Reviews, price comparisons, and return policy
What should you do if your identity is stolen
Tell a trusted adult, report it to your bank, and change passwords
Why update your device’s software?
To protect yourself from security threats
What makes a deal “too good to be true”?
It offers too much for too little or asks for personal info
What is a benefit of having insurance?
You don’t have to pay huge costs alone
What can you do if a product arrives broken?
Ask for a refund or exchange and show your receipt
Name two types of personal info to protect
Social Security number, birthdate, home address, or passwords
Two examples of online scams
fake prizes, scam shopping sites, phishing emails
Name 3 ways to keep your money safe
Use a bank, keep info private, avoid scams, secure passwords
How is insurance like a “safety net”?
It helps catch you financially when something goes wrong
What makes someone a smart consumer?
Asking questions, checking reviews, saving receipts, and knowing their rights