Bank Products
The machine used by check intensive business customers to make deposits at their place of business.
What is U-deposit or RDC
Someone who benefits more than 25% of a business
Who is a beneficial owner
Has a minimum balance of $1 and requires
e-statements to keep the account free
What is True Checking
Must be completed for all owners/signers
What is the Verafin AOQ
North America
What is Cananda, USA, and Mexico
Must open with at least $5000.00
What is the 6 month CD
Paperwork that instructs who has authority to sign checks and open new lines of credit
What is the resolution
Account a grandparent can open for a child
What is a minor custodian account
Can be cleared by BSA a a false positive
What is an OFAC hit
Recipe for water
What is H20
Is a single owner account, earns interest, and can have a Debit or ATM card.
What is Student checking
Must be completed 15 days after the account is opened
What is the Site Visit
A tiered account that earns interest but only if the user enrolls in online statements
What is E-savings
Pep stands for...
What is Politically Exposed Person
Unity Bank was founded in this year
What is 1991
Ways to send funds electronically via consumer online banking to someone that may or may not be a customer of Unity Bank
What is Zelle
Form used to set customer up with business online banking
What is an ecorp form
Can be attached to a users debit card to earn points for every dollar spent
What is Uchoose Rewards
A____must be completed the same day or by 930 the next morning
What is CTR
The act that strengthened CIP guidelines that was passed in 2001
What is the Patriot Act
Has a $15 fee when the balance falls below the minimum balance.
What is small business checking
Regulation that a customer signs stating that they understand that they can't gamble with their account.
What is Reg GG
Person that does not have a taxpayer identification number is also know as
Who is an NRA
A customer who write a check from one account to another when there isn't money in either account is know as
What is check kiting
Chairman of the Board of Directors for Unity Bank
Who is Dave Dallas