Account Roles
First person listed on an account
What is the Primary, or TRO?
For a Minor Account, the (blank) is the TRO and the (blank) is the Joint
What is Minor and Adult Sponsor?
We offer CDs with terms from (blank) to (blank)
What is 3 to 60 months?
Club Account early withdrawal fee
What is $10?
Savings Account after MyLife Savings
What is an SMA Savings Account?
Subsequent owner(s)
What are Joints, or Non Tax Owners/Signators?
Age at which a Minor can have an ATM card
What is 13?
Minimum needed to open a CD
(Blank) is an account managed by an Adult for a Minor until they are 18 or 21
What is Custodial Account?
This is the account opened for those employed by Local 1 or Local 21
What is a Plumber's Account?
Should all owners of an account pass away, (blank) split the account evenly between them
What are Beneficiaries, or PODs?
Age at which a Minor can have a Debit Card
What is 13?
Upon maturity, a CD will automatically do this
What is rollover to the closest term and prevailing rate?
CDs handled by Deposit Account Services
What are Retirement or IRA CDs?
These locations have instant issue machines
What are Bronx (Bethex), Medford, Port Chester, Wayne, West Haven Atwood, West Haven VA, and Woodbourne?
This ceases when the Member passes away
What is Power of Attorney?
These are deposited once a year into the MyLife Kids Savings Account
What are Birthday Bucks?
Members can submit maturity instructions via these means
What is mail, email, in person, or phone?
What is Trust Account and trustee?
A member can have this many MyLife Checking Accounts
What is as many as they want?
This person is designated by the Social Security Administration to manage funds on behalf of an individual
What is a Representative Payee?
T/F: Upon adulthood, a Minor can request to have the Joint Adult Sponsor removed from their account(s)
What is true?
The fee for early withdrawal is (blank) if the term is less than 18 months and (blank) if the term is 18 months or more
What is 180 days and 360 days? (of dividends on the amount withdrawn)
This is an account which manages a deceased member's money
What is an Estate Account?
An active checking has at least one of these two characteristics
What is has at least 1 direct deposit or 3 transactions per month?