PC
What is the max-out-of-pocket in most states?
$3,000
What is the lowest max-out-of-pocket available for sickness?
$7,000
What department do we call the most?
New-Business
Commissions are based on what days the week before?
Friday-Thursday
Where can the underwriting guidelines be found?
Agent Portal / Documents Tab
What is the name of the one-time upgrade?
PremierMed
What is the term for the client being able to keep SA long-term?
Guaranteed-Renewability
How can policy adjustments be made after an application has been approved?
Call/Email from client to CS
If I get paid weekly, I took an "???"?
Advance
What do the HealthAccess guidelines say for MedGuard?
irrelevant. no guidelines. guaranteed issue policy.
What is the Dr.'s visit benefit on Plan's 2 & 3 for Sickness?
$100
What is the maximum lifetime benefit allowed?
Unlimited
When underwriting requests additional info from a facility, what will the Sales Report say?
APS
What is the commission rate for first-year MedGuard?
70%
Anxiety or Depression categorized as "???" is considered Standard.
Mild/Moderate
The Health and Wellness benefits are paid out as a ???
fixed indemnity
How long does HBP have to be controlled for a person to be standard with no rate-up for weight?
6 months
When underwriting requests additional info directly from the client, what will the Sales Report say?
Recall
Which underwritten plan pays out the highest commissions?
PC
What are the 3 rate-up percentages for SA, based on the height/weight chart? (normal BP)
20%, 40%, 60%
What is the lifetime maximum per insured?
$5 million
What is the highest possible sickness max-out-of-pocket in-network?
$20,000
What is the name of the head-honcho in CS?
Cathy Pope
If you get an 8 month advance payout, where does the rest normally go?
Into your reserves
If someone has screws/pins in their body, how is that listed in the guidelines?
Internal Fixations