These types of mortgages, which UWM offers for FHA and VA loans, have an interest rate that can change after an initial fixed period.
What are ARMs (Adjustable-Rate Mortgages)?
This UWM service allows the company to manage the entire appraisal process in-house, bypassing traditional appraisal management companies.
What is Appraisal Direct?
This system at UWM helps ensure quality and compliance throughout the loan process
What is EQ?
These allow certain qualified loans to bypass the need for a full appraisal, potentially speeding up the process.
What are Appraisal Waivers?
This phone number is a direct line for brokers to contact UWM for assistance
What is 1-800-BROKERS?
This loan type, offered by UWM, is not insured or guaranteed by the government and can include options like a 1% down payment program.
What is a Conventional loan?
Brokers use this platform within EASE to order and manage appraisals for their UWM loans.
What is Appraisal Manager?
This tool helps monitor the status of electronically signed documents within the UWM loan process
What is ESign Tracker?
UWM offers loans where self-employed borrowers can use these financial records instead of traditional income documents to qualify.
What are Bank Statement loans?
This proprietary UWM system tracks and analyzes brokers' loan quality, efficiency, and production, providing detailed performance reports.
What is ASR (Account Success Report)?
UWM offers these government-insured loans, which are popular for first-time homebuyers due to their lower down payment requirements.
What is an FHA loan?
This UWM self-service platform uses data extraction and AI to provide initial loan approval for qualified borrowers in as little as 15 minutes
What is BOLT?
This UWM system assists in quickly identifying and addressing potential issues or findings in a loan file
What are EZ Findings?
This UWM initiative or program aims to educate and empower borrowers throughout the mortgage process.
What is Borrowsmart?
This UWM program provides additional support or incentives to brokers to help them grow their business.
What is Boost?
UWM offers both standalone and piggyback versions of this product, allowing homeowners to tap into their home's equity.
What is a HELOC (Home Equity Line of Credit)?
This UWM technology is designed to streamline the loan application process for borrowers.
What is Blink?
This UWM feature lets brokers offer highly specific mortgage rates, sometimes to the thousandth decimal point, to make loans "unshoppable.
What is Exact Rate?
UWM eliminated fees for these, allowing qualified borrowers to manage their own property taxes and insurance.
What are Escrow Waivers?
This UWM marketing resource helps brokers create and enhance their brand presence.
What is Brand 360?
This UWM program is designed to support essential workers and community heroes in purchasing a home.
What is Hometown Hero?
These options allow brokers to offer borrowers precise control over their interest rate and lock period.
What are Custom Lock & Custom Rate Lock?
This is UWM's online portal or intranet for employees and possibly brokers to access resources and information.
What is UZone?
This resource provides brokers with the latest changes and clarifications to UWM's lending criteria and product rules
What is a Guideline Update?
This website, also known as FAMB.com, helps consumers find a local mortgage broker affiliated with UWM.
What is Mortgagematchup.com (FAMB.com)?