Rates & Fee's
What is the fee to do a balance transfer to the credit cards?
$0
5th
How many points do you earn per $1 spent for the Rewards card?
$1= 1 point
Which visa credit card has an Annual Fee of $25?
Platinum Rewards Visa
1.5 points
What is the introductory rate for purchases with Platinum, Platinum Rewards and Classic accounts?
1.9%
The minimum payment on PEAK visa's are ____% of statement balance or $25 whichever is greater.
3%
Name 3 of the 5 minimum Reward Options.
1. Merchandise
2. Travel
3. Gift Cards
4. Experiences
5. Donations
The maximum limit this card has is $1000
First time borrower Classic
What is the maximum limit allowed on a share secure classic card?
$2500
How long does the introductory period last with the discounted rate on Platinum, Platinum Rewards and Classic?
6 months
What day of the month does the billing statement cycle?
9th
$2500.00
Which card type offers the lowest rate currently?
Platinum 13.25%
If a member is getting a share secured visa with a limit of $2500, how much will they need to deposit in the share secure account?
*Calculators allowed!
$2875 on hold
115%
What is the late payment fee?
$20
If your payment is late by _____days, the account is considered in default and your APR's are subject to 18% rate until 6 consecutive on time payments are made.
60 days
What two ways can you redeem your rewards points?
Going through the rewards portal.
Calling (866) 404-9710
I have no cash advance fees, members can lock in the rate on this card when they want for $95, usually used for renovations or debt consolidation.
Home Equity Line Of Credit/ Home Equity Visa
What is the name of the service Visa offers for emergency cash and card replacement in the event a cardholder is traveling, and their card is lost or stolen.
Visa 911
How much is the foreign transaction fee?
2% of US dollar amount of the foreign transaction or $0.25, whichever is greater
Who remembers what day of the month the credit card reports to the credit bureau?
9th!
When do points expire?
3 years from date of issuance
What is the starting credit limit for the Visa Platinum?
$2500
True or False:
An authorized user on a visa can receive any information about the VISA LOC.