Basic Maintenance
Car Fluids
Under the Hood
Insurance Terms
What's Covered? (Insurance)
100


Checking this component using a dipstick ensures your engine is properly lubricated.



What is engine oil?


100


This fluid lubricates, cools, and seals internal engine components.



What is motor oil?


100


This is the typical voltage for a fully charged car battery.



What is 12.6 volts?


100


The periodic amount you pay to keep an insurance policy in effect.



What is the premium?


100


Hitting a deer or having a tree limb fall on your car is covered by this type of policy.



What is Comprehensive coverage?


200


You can check this by inserting a penny head-first into the tread groove.



What is tire tread depth?


200


A 50/50 mixture of antifreeze and distilled water makes up this fluid, which helps prevent engine overheating.



What is coolant?


200


This paper or cotton component keeps dirt and debris from entering the engine.



What is the engine air filter?


200


This type of auto insurance covers the difference between what you owe on a loan and your car's actual cash value if it's totaled.



What is GAP insurance?


200


This is the part of your insurance that pays for damage to the other driver's car if an accident is your fault.



What is Property Damage Liability?


300


This is the out-of-pocket amount you must pay before your insurance company pays for a covered claim.


What is a deductible?

300


This type of fluid transfers force from the brake pedal to the wheel brake units.



What is brake fluid?


300


If a part of your car's electrical system stops working, like a power window, you might have to replace this small component.



What is a fuse?


300


The amount an insurance company determines an item was worth right before it was damaged or stolen.



What is Actual Cash Value?


300


This coverage pays for you and your passengers' medical expenses regardless of who is at fault for the accident.



What is Medical Payments (or PIP)?


400


The owner's manual or a sticker on the driver's door jamb will tell you the correct reading for this key tire measurement.



What is tire pressure (or PSI)?


400


Your headlights, brake lights, and turn signals are powered by this source of stored electrical energy.



What is the battery?


400


This is the recommended maintenance frequency, in years, for replacing most car batteries.



What is 3 to 5 years?


400


An individual licensed to sell insurance who works for one specific company.



What is an Agent?


400


When you total your own car by hitting a telephone pole, this coverage pays for the repairs (minus your deductible).



What is Collision coverage?


500


This yellow/orange light, often shaped like an engine, can mean anything from a loose gas cap to a serious engine problem.



What is the Check Engine Light?


500


An automatic transmission uses this type of fluid, which you check with a special dipstick, often while the engine is running.



What is transmission fluid?


500


This white, powdery substance can build up on battery terminals and should be cleaned off to maintain a good electrical connection.



What is corrosion?


500


This clause in a policy lists specific things that the insurance company will not pay for, such as mechanical breakdowns.



What is an exclusion?


500


This coverage protects you if you are injured in an accident caused by a driver who has no insurance at all.



What is Uninsured Motorist coverage?


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