Referrals
EXT for VIS
2495
Pretax IRA
Traditional
This represents a piece of ownership in a company
Stock
A rising market is known as
a bull market
Most common Employer sponsored plan
401k
Referral bonus amount for a qualified referral
$25
$40 Feb. 2026 - April 30, 2026
After Tax IRA
ROTH
A loan made to a company or government
Bond
A decline of 20% or more from recent highs
a bear market
An account used to help pay for college expenses
529
In order to get a qualified referral, the member must have a_________ with Miranda
Investment conversation/ Qualified Conversation
Age at which you can take penalty free withdrawals from your IRA
59 1/2
A professionally managed pool of investments
Mutual Fund
This index tracks 500 of the largest US companies
The S&P 500
A type of account with two or more account holders in which the survivor gets full rights to the account upon the death of one account holder
Joint with Rights of survivorship
Time horizon needed for a qualified referral?
3 years
At what age are you required to take an RMD from a traditional IRA
73
This type of fund trades on an exchange like a stock
The process of investing regularly over time regardless of price
Dollar cost averaging
Allows individuals to save money pretax for medical expenses
HSA
Amount of Investable assets needed for a qualified referral?
$25,000
for individuals under 50
for individuals 50+
7500- under 50
8600- over 50
This investment is used to guarantee income for life
Annuity
Spreading investments across different assets to reduce risk
Diversification
Federal employees and members of the military typically contribute to this plan
TSP
Thrift savings plan