Eligibility/ Period of Coverage
What is the eligibility for Visitor to Canada
WHAT IS...
1) You are:
a) A foreign worker, or a visitor to Canada with valid legal status in Canada; or,
b) An immigrant awaiting provincial or territorial government health care coverage; or,
c) A returning Canadian not eligible for a provincial or territorial government health care plan due to an extended leave.
2) You are in good health and know of no reason for which you may seek medical attention;
3) You are not travelling against a physician
4) You have not been diagnosed with a terminal condition;
5) You are not receiving palliative care or palliative care has not been recommended.
Of the 16 eligible Visitor to Canada benefits, which benefit number would provide coverage for ambulance transportation and hospitalization?
WHAT IS...
Benefit #1
What is that stability period for a 45 year old who is stable?
WHAT IS...
90 days prior to arrival
Of the 12 exclusions for a Visitor to Canada policy, which exclusion number states that if you are waiting for diagnostic tests, you would not have coverage for anything related to them?
WHAT IS...
4
Looking at the Authorization Chart, who can authorize the following situation and what statement would be associated with it?
Visitor to Canada, who arrived 7 days ago
(No health issues, has not seen a physician, no intent to claim)
WHAT IS...
Coverage request after arrival in Canada
Authorized: Insurance Advisor
Voice Statements: 4a applicant/ 4b representative
What is the waiting periods for a customer who has purchased a Visitor to Canada policy within 60 days from arriving into Canada?
WHAT IS...
48 hours waiting period on sickness
Of the 16 eligible Visitor to Canada benefits, which benefit number would provide coverage for up to $500 to a max of $5,000 for a babysitter (who is not your family member) to watch your child while you are confined to a hospital?
WHAT IS...
15
What is that stability period for a 68 year old who is stable?
WHAT IS...
180 days prior to arrival
Of the 12 exclusions for a Visitor to Canada policy, which exclusion number states that you will have no coverage for loss, theft or breakage of prescription glasses or dentures.
WHAT IS...
12
Looking at the Authorization Chart, who can authorize the following situation and what statement would be associated with it?
I am on vacation in Australia and my policy accidently expired 7 days ago.
(No health issues, has not seen a physician, no intent to claim)
WHAT IS...
Extension After Departure (Outside of home province: Coverage has expired up to 30 days)
Authorized = OCSA
Voice Statement #3
What is the waiting periods for a customer who has purchased a Visitor to Canada policy after 61 days from arriving into Canada?
WHAT IS...
7 day waiting period on sickness
Of the 16 eligible Visitor to Canada benefits, which benefit number would provide coverage for emergency dental services?
WHAT IS...
6
What ages are eligible to purchase coverage for UNSTABLE Pre-existing Conditions?
WHAT IS...
0-69 years of age
Of the 12 exclusions for a Visitor to Canada policy, which exclusion number states there will be no coverage for medical treatment and expenses incurred while in your country of permanent residence?
WHAT IS...
10/11
Looking at the Authorization Chart, who can authorize the following situation and what statement would be associated with it?
My son has been traveling in Europe for a week now and I just found out he has no travel insurance. I would like to purchase him travel insurance.
(No health issues, has not seen a physician, no intent to claim)
WHAT IS...
Coverage Request After Departure: Left home province (left Canada) departed withing 30 days
Authorized: OCSA
Voice Statement: 1
How long can you travel outside of Canada if you have a Visitor to Canada policy?
WHAT IS...
49% of your travels can be outside of Canada, as the "majority" or 51% of your time must be in Canada.
Of the 16 eligible Visitor to Canada benefits, which benefit number would provide coverage for expenses of up to $75 per day to cover incidental hospital charges?
WHAT IS...
4
What is the stability period for a 85 year old who has purchased a Visitors to Canada policy?
WHAT IS...
There is no coverage for pre-existing conditions for customers 80 years or older.
What Optional Coverages is a Visitor to Canada policy eligible for?
WHAT IS...
Looking at the Authorization Chart, who can authorize the following situation and what statement would be associated with it?
I am visiting family in New York City, my annual policy is expiring tomorrow and I would like to renew it to ensure I have coverage for the rest of my travels this year.
(No health issues, has not seen a physician, no intent to claim)
WHAT IS...
Renewal After Departure: Outside of home province
Authorized: Insurance Advisor
Voice Statement:3
What is the waiting period if a representative purchases a Visitor to Canada policy prior to the applicants arrival?
WHAT IS...
No waiting period
Of the 16 eligible Visitor to Canada benefits, which benefit number would provide coverage for the return of your body to your country of permanent residence in the event of your death during your trip?
WHAT IS...
12
What is the stability period for a 25 year old who is UNSTABLE and has purchased the Visitors Unstable Pre-existing Condition Coverage?
WHAT IS...
7 days prior to the arrival date into Canada, other than a minor ailment.
Minor ailments have a zero day stability period.
Of the 12 exclusions for a Visitor to Canada policy, which exclusion number states expenses incurred as a result of sickness that originated or was symptomatic during the waiting period will have no coverage?
WHAT IS...
6
Looking at the Authorization Chart, who can authorize the following situation and what statement would be associated with it?
I would like a Visitors to Canada policy. I arrived 7 days ago & have seen a physician (not for immigration purposes.)
WHAT IS...
Visitor to Canada: Coverage request after arrival in Canada (has SEEN a physician)
Authorized: OCSA
Statement: For OCSA to determine