POLICY LANGUAGE
This type of denial occurs when the policy was not active on the date of loss.
What is a coverage denial due to no active policy?
What are the 4 comparatives?
Pure Contributory Negligence, Pure Comparative Negligence, Modified Comparative
In a South Carolina NO ULC Denial, what part are we denying?
What is: Part II Damage to An Auto
What is the ORG number to which an URBI representative transfers an attorney-represented claimant guest passenger to?
What is 35053?
Which losses require FOBP? Name four.
What is backing, left turn, intersection, and lane change?
An insured intentionally provides false information at policy inception.
In comparative negligence, each party receives this based on their contribution to the accident
What is a percentage of fault?
True or False: Covered delivery operations does not include any deviations by the delivery partner for personal errands or work for any person or entity other than you.
What is true?
What is the ORG number to which an Amazon Flex rep would transfer and Fixed PD feature?
What is 35560?
Explain what this driver failed to do: FMPLO, FPSS, FYROW
What is failure to maintain proper lookout, failure to provide proper signal, failure to yield the right of way?
What is the Property Being Delivered Exclusion?
What is this exclusion applies to goods being delivered, loaded, or unloaded.
Comparative negligence allows damages to be reduced based on this factor.
What is the claimant's percentage of fault?
What are the two General definition numbers are used for a SC PAP Ride-sharing Activity Denial?
What are definitions 13 and 15?
What is the org number to transfer to Large Loss Lite?
What is Org 38186?
True or False: A vehicle traveling in a parking lot aisle generally has the right of way over a vehicle backing out of a parking space.
True. The vehicle backing out is typically responsible for yielding to traffic already traveling in the aisle.
What is the combined BI/PD limits for states: Alabama, Georgia, Louisiana and Mississippi?
What is 1,000,000 combined single limit
In comparative negligence, each party receives this based on their contribution to the accident.
What is a percentage of fault?
True or False: Under Part IV SC PAP Denial Exclusions, This exclusion does not apply to shared-expense car pools;
What is True?
What is the threshold of reserves for URBI claims that are transferred?
What is $25,000?
A driver who rear-ends another vehicle is generally presumed liable because they failed to maintain this.
What is a safe following distance?
_____________ refers to a sudden, unexpected, and unintended event occurring while a delivery partner is actively performing covered delivery operations that causes bodily injury or property damage
What is an accident?
In a modified comparative negligence state, recovery may be barred if a claimant exceeds this percentage of fault.
What is 50% (or 51%, depending on the jurisdiction)
An insured intentionally provides false information at policy inception.
What is fraud or material misrepresentation?
Claims involving significant injuries or litigation are often transferred to this team?
What is Large Loss?
This type of evidence is often considered one of the most objective forms of liability evidence.
What is video or dashcam footage?