Inspect the Check First
Examine the check for 1 of these 4
What is alterations, erasures, differing handwriting, or out-of-focus items.
What are the limits of your Signers in the branch?
Linda 5 mil, Kepa 1 mil, Mark & Leigh $100k
After a consumer cusomter spends $1000 on purchases within the first 90 days.
What is 60,000 Bonus Atmos Rewards points
You can earn $200 w/in 180 days from Account opening
What is when you open a Regular Savings, Bonus Rate Savings, or Bankohana Bonus Rate Savings when you bring in $7500 New Money w/in first 30 days of account opening and maintain the balance between day 31 and day 150 from account opening.
When negotiating and On-Us Check, what system should we be using to verify the Signature?
What is Opentext
Items exceeding limits must...
be approved by a manager/supervisor within signing authority
After a business customer spends $4000 on purchases in the first 90 days and paying the annual fee in full they earn.
What is 50,000 Bonus Atmos rewards points
You can earn $400 bonus when you open this type of product and meet the required qualification
What is open a Bankohana Lvl II/III Checking account with $500 and have $3500 in total Qualifying Direct Deposits w/in the first 60 days of account open date.
What are the 8 points of a check?
What is current date, ABA & Transit No., Written & Numeric amounts same, Drawer's Signature, Drawee Bank, Payee, No words of Non-negotiable
A business account authorized signer can ask for less cash back on the deposit ticket when negotiating checks payable to the business.
What's in it for you?
Eligible bankers can earn up to $60 per Approved Credit Card App.
What is the New Money Special Rate for Bankohana 3 month CD?
What is 3.05%
If anything looks questionable, what should I do?
What is stop and refer to a manager or signer
When a "Teller OR or Supervisor OR prompts
What is review message, gather account details, and refer transactions to a supervisor.
Give 3 Prospects you would off the Atmos Credit Card too
1. Customers who have the HAL debit Card
2. New Movers to Hawaii
3. Customers visiting the branch for other services
Earn 1.75% with 60,000 Atmos Rewards Points
What is when you open a JUMBO NEW MONEY SPECIAL CD w/a min dep of $100,000, of which $25,000 is from another financial institution.
What is the importance of Inspecting the Check first?
Prevents fraud losses: Proper inspection, identification, and escalation reduce exposure to altered, forged, or out‑of‑focus checks, which are common sources of loss
Protects frontline staff: Following required procedures ensure employees are operating within policy and signing authority.
Why is it important to adhere to our Tel-4 Limits?
What is to Prevent transaction limit circumvention: Reviewing TEL‑4 limits and requiring manager approval for exceptions prevents inappropriate overrides.
TAG-ON
Share your most successful scripting when offering the Atmos Credit Card
CD is Maturing, no New Money to bring in. What is the only product I can offer customers but i will not get an incentive for.
What is BSA.