Cancer Products
Provides Lump Sum upon Initial Diagnosis of Internal/Malignant Cancer
What is initial Diagnosis Rider?
Information found on the Payor Premium list?
What is PTD, Frequency and Amount per policy?
Customer with no policy calls in to inquire on getting a policy
What is ask customer if employed and if employer offers Colonial life insurance?
W/REC
What is with recurring benefit on a CI Policy
Time in which no benefits are payable
What is Elimination Period?
Riders Specific to Cancer Policy
What is Progressive pay and Initial Diagnosis Riders?
Double Jeopardy
Explain how the benefit for each rider works
Accumulated amount for all Inforce Policy
What is Client tab>premium Quote?
Level on the agent hierarchy that can be referred
What is from Producer up to DGA no one above the DGA
MAX benefit on GCI6000 or GCC policy
What is no lifetime Max
Pre -Ex
What is a condition in which a member has received treatment, medication or advice for 12 months prior to taking out an insurance policy then file a claim for same condition within the 12 months of the CED?
The steps we use to calculate the benefit for Initial diagnosis pay out?
What is Client Coverage list>Highlight the Policy>Plan benefit list to view dollar amount> Then>Coverage list>Premium detail screen for units purchased.?
Used to determine next PTD based on policy frequency.
What is the effect date?
Agent referred for Enrollment request & inquiries
What is Sales Agent?
Double Jeopardy
What are agent incentives?
Max benefit on a policy w/rec
What is 3X face amount
ADL
What is Activities and daily living?
Documentation a customer needs to submit for a cancer claim.
What is Pathology report, completed claim form and hospital or doctors bill?
Date in conservation letter has expired
What is customer will need to apply for reinstatement?
Double Jeopardy
What are the steps and what must be ordered for reinstatement?
Customer with A & J Policies wanting to replace spouse.
What is submitting Agent Referral email and advise customer they will receive an agent call within 3-5 business days.
Double Jeopardy
What policies can a member obtain without being employed?
Building Benefit Rider
What is build a $1000 per year up to a max of 10 yrs while policy is in force and provides lump sum upon diagnosis of a CI?
Policy reviews for 2500 for per month for up to 3 months with a 14 day elimination period. Customer receives full benefit pay out
What is $7500?
What is 10 BD?
Customer has a claim inquiry
What is navigate to the claim list to view update on the claim?
Removing a spouse or rider from the policy
What is send customer Request Form and have them complete section 1, 4, 7 & 8 and return to us.
On a recurring CI Policy
100% of face amount
25% of face amount
What is new condition separated by 180 days?
What is same or related condition separated by 180 days?
Documentation needed for filing Disability Claim
What is Claimant statement, Employer and Physician Statement?
Double Jeopardy
What is subsequent disability and what are the rules?