Vision / Dental
Must you reach your calendar year deductible to receive Preventative care?
No
How many elimination periods are there for IP and what are they?
2 - 14 days and 30 days
Can Premier Adv. Plans be upgraded?
Yes!
How many doctors visits in each Plan level of Secure Advantage - Health and Wellness Plus?
Plan 1- 3
Plan 2- 4
Plan 3- 5
What are the Wellness and Health benefits for colonoscopy?
$650
What are the 3 levels of Secure dental?
Premium Plan, Saver Plus Plan, Saver Plan
LP increases by ____ increments.
$5
What is the deductible a client be responsible for if they choose to activate their upgrade? Also when are they able to upgrade?
$3000 (except specific states) / Anytime for Any reason...
What Are The In-network Out of Pocket Maximums in Secure Advantage?
$2k, $6k, $10k
Health Access does NOT cover preexisting condition for the first 6 months of having the plan. True or False
FALSE- It's the 1st 12 months. (surgical benefits)
Save up to what "Discount" for Lasik Surgery in Premier Vision?
35%
Income Protector benefits can be used for accident and sickness.
Accidental Disability Only
Does Premier Advantage have and Unlimited Out-of-Pocket Max?
No, it does not. It has a limited out-of-pocket max. Only if you use your upgrade option, would you then have an unlimited plan on the Premier Med upgrade.
What are the 3 "In Network" Co-Insurance Options for SecureAdvantage?
80/20, 70/30, and 60/40
Does the Outpatient Spinal Manipulation benefits roll over and accumulate?
NO! They do not!
What is the benefit for (I/N) Contacts?
$200
Life Protector is a ___ year traditional term life insurance.
10
Accidental Injuries are covered only on the job. True or False
False- 24/7 on or off the job
What Are The Calendar Year Deductibles (I/N) Under SecureAdvantage Specified Disease/Sickness Plan?
$2,500, $3,750, $5000, $7500, $10,000
What are the Benefits level options for Medguard payouts?
10k, 15k, and 20k
What are the waiting periods for: preventative care, basic care, and major care?
0, 1 month, 12 months
What are the Maximum Period for Benefit Payments w/ Income Protector?
3, 6, and 12 months.
How Many states does our Premier Advantage work in?
50
Are The Calendar Year Deductibles for (I/N) required to be the same for the Secure Advantage - Accident Plan?
NO. They are not required to be the same but in many cases they are for financial and simplicity reasons.
What are the 3 levels of associations available with the Health Access?
Elite, Executive, and Entrepreneur