Miscellaneous
What do you do if you get ghosted
Call
CB 5mins
Text
CB 15mins CB 30mins CB 1hr
CB next morning CB evening
HA3 benefits are based on Calendar or Policy year?
Policy
PremierAdvantage Plans are ______ renewable.
guaranteed
How many doctors visits in each Plan level of SecureAdvantage Health and Wellness Plus?
Plan 1- 3
Plan 2- 4
Plan 3- 5
Our portfolio of plans are ACA compliant T/F and why?
False... Do not meet minimal essential coverage.
What are the 3 levels of Secure dental?
Premium Plan, Saver Plus Plan, Saver Plan
The Insurance company is responsible for all charges that exceed the plan benefit amount T/F
False The Insured will be responsible for the charges that exceed the HA3 fixed indemnity Plan benefit amount.
What are the 2 Hospital Misc. Expense Benefits in the Accident Portion of this plan?
Coma and Sever Burn
What Are The In-network Out of Pocket Maximums in SecureAdvantage?
$2k, $6k, $10k
If someone says i have it taken care of. What are the options they can present you with that they are covered by?
Employer
ACA
Short-Term
Indemnity
Medicaid
Cost of Comprehensive Eye Exam coverage in and out of network
In-Network Benefits
$0 Copay per Insured; 100% Coinsurance
Out-of-Network Benefits
An Allowance of $35 or the Non-Participating
Provider’s billed charges, whichever is less.
HA3 is designed to only exclude applicants who are hospitalized at the time of application what is this called
Simplified underwriting
How many doctor's office visits does Premier Advantage have
6
What are the Out of Network Co Insurance Options In SecureAdvantage?
60-40, 50-50, 50-50
When can a newborn baby be added to coverage?
If they already have a plan with us, the baby is automatically added within the first 31 days and has to just contact customer service notifying that they want to add the child to the policy on the next payday after the 31 days is complete
If the child is not added within the 31 days or requested to be added to the policy after the beginning month is done, then the child is subject to underwriting
And a child cannot be added till after 31 days and the second visit a release from the maternity care, baby and mother get any changes to be made
Frame copay
Lens copay
$10.00
$10.00
Explain Doctors office benefit
Amount per Visit $150
Visits Per insured per policy year 6
Unused visits rollover
Accidental Injuries are covered only on the job. True or False
False- 24/7 on or off the job
What Are The Calendar Year Deductibles for Participating Providers Under SecureAdvantage Specified Disease/Sickness Plan?
$2,500 $3,750 $5,000 $7,500 $10,000
Underwriting Companies? And the States they cover?
National Foundation Life- NC UT
Enterprise Life-WI
Freedom Life-All other States
4 steps when you get a positive response
CB
hit list
call from # text was to
Reply to text
Dollar amounts paid towards
Ground transportation $1000 MRI $1000
Air Transportation $2,500
CAT Scan $1000
PET Scan $1000
What are 2 things Premier Advantage does NOT cover?
Mental Illness and Substance Abuse
What Are The Calendar Year Deductibles for Participating Providers Under SecureAdvantage Accident Plan?
$2500, $3750, $5k
5 common reasons people hesitate about getting coverage
Spouse – 20% Keep shopping – 10%
Trust – 15% Care/importance – 10%
Understanding – 15% Coverage – 10%
Money – 10% - Time – 5%
Banking info - 5%